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Hey,I'm in the Navy too!!

mrldp40
Established Contributor

Hey,I'm in the Navy too!!

Finally got approved for membership I applied for 1k CLOC under review then apply for the regular platinum card 1k instantly approved .I'm going to treat it well. I just can't believe it .Data points. Numerous charge offs 2 years old 40 inquiries on each bureau I know they use a custom score but tu fico08 is only 590!!! If you can get in don't wait .Thanks for myfico forums
ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 1 of 26
25 REPLIES 25
mrldp40
Established Contributor

Re: Hey,I'm in the Navy too!!

is the CLOC HARDER TO GET?

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 2 of 26
bigpoppa09
Established Contributor

Re: Hey,I'm in the Navy too!!

They use Fico 04 AKA your mortgage score and they have there on internal score.

Message 3 of 26
bigpoppa09
Established Contributor

Re: Hey,I'm in the Navy too!!

Yep CLOC is a little harder to get they may want u to show some history with them and depending if your income is ok also.

Message 4 of 26
mrldp40
Established Contributor

Re: Hey,I'm in the Navy too!!

thats even more wierd fico 04 is only 549

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 5 of 26
mrldp40
Established Contributor

Re: Hey,I'm in the Navy too!!

is rhwew a page i can acess to see my approval details again i believe the rate was 16.99 i did it on the mobile app

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 6 of 26
mrldp40
Established Contributor

Re: Hey,I'm in the Navy too!!

Congratulations! Based on your creditworthiness, you have been approved for a Platinum Visa credit card. Your new credit line will be $1,000.00. Your APR will be 17.49%. Expect your credit card within 5-7 business days for regular mail delivery; expedited shipping times vary based on location.

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 7 of 26
GiJane007
Established Contributor

Re: Hey,I'm in the Navy too!!

Hi mrldp40 congrats on your NavyFed Platinum Visa approval nice job! 😊
Message 8 of 26
mrldp40
Established Contributor

Re: Hey,I'm in the Navy too!!

thank u im still in shock , unify cu has turned me down for everything
ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 9 of 26
Tigers09
Valued Contributor

Re: Hey,I'm in the Navy too!!

Congrats on your two Navy approvals. They are great to work with
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 10 of 26
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