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Currently in rebuild and decided to try my luck on an UPGRADE Card, read in some places you don't always get a hard pull and I don't see the hard pull but was approved for a 2k limit!
I have 4 cards in the 600-850 limit range
and 1 at $1k
So getting this is nice and for no annual fee, i probably wont use it too often if ever, maybe once a month for like my Spotify subscription to keep it rollin.
But nice addition in a rebuild in my own opinion.
Congratulations on the move forward!!
I have a Upgrade card as well, but it doesn't not work or report to the CBA like a normal CC.
Your limit is just the max amount you can "drawn" from. Once you make a drawn, that would be turned in loan where monthly payments would be calculated.
They also began changing interest on purchase immediately. It's a weird hybrid between a CC and a loan. I have yet to use my card.
![Capital One QuickSilver [PC'ed from QuickSilverOne] (Apr 2021)| SL$ 300, CL $6,400](https://ecm.capitalone.com/WCM/card/products/qs_gen_master_rgb_323x203.png)

![Ally Platinum [PC’ed from Ollo Platinum] (Jan 2022)| SL$1,000, CL $2,800](https://www.ally.com/content/ally/en/allyroot/credit-cards/_jcr_content/root/main/section_1123636882/row_993722862/card/image.img.png/1680886288138/41130platinum.png)










Grats on your Upgrade card approval!!
Congratulations on your Upgrade approval!
Congrats on your Upgrade Approval![]()
WooHoo! Congratulations on your approval!! 🥂🎉🍾
Congratulations on your approval!!
Congratulations on your approval!
Upgrade was the first one to offer a comparatively higher limit for me as well! My Triple Cash Rewards will always hold a special place in my wallet because of that. It definitely opened up a lot of opportunities for more premium credit offerings.
As was said above, be careful with how it reports and generates interest. The interest charges start immediately, which is kind of a bummer. Great/unique card though. Congrats again!