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Highest limit Approval! UPGRADE Card!

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OniStringer
Regular Contributor

Highest limit Approval! UPGRADE Card!

Currently in rebuild and decided to try my luck on an UPGRADE Card, read in some places you don't always get a hard pull and I don't see the hard pull but was approved for a 2k limit! 

 

I have 4 cards in the 600-850 limit range

and 1 at $1k

 

So getting this is nice and for no annual fee, i probably wont use it too often if ever, maybe once a month for like my Spotify subscription to keep it rollin.

 

But nice addition in a rebuild in my own opinion. 


Message 1 of 21
20 REPLIES 20
805orbust
Valued Contributor

Re: Highest limit Approval! UPGRADE Card!

Congratulations on the move forward!!



Message 2 of 21
CYBERSAM
Senior Contributor

Re: Highest limit Approval! UPGRADE Card!

Congrats on your approval! 👍







                
Message 3 of 21
citymunky
Established Contributor

Re: Highest limit Approval! UPGRADE Card!

I have a Upgrade card as well, but it doesn't not work or report to the CBA like a normal CC.

Your limit is just the max amount you can "drawn" from. Once you make a drawn, that would be turned in loan where monthly payments would be calculated.

 

They also began changing interest on purchase immediately. It's a weird hybrid between a CC and a loan. I have yet to use my card.

 

 

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 4 of 21
gdale6
Moderator Emeritus

Re: Highest limit Approval! UPGRADE Card!

Grats on your Upgrade card approval!!

Message 5 of 21
CreditAggie
Community Leader
Super Contributor

Re: Highest limit Approval! UPGRADE Card!

Congratulations on your Upgrade approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 21
M_Smart007
Legendary Contributor

Re: Highest limit Approval! UPGRADE Card!

Congrats on your Upgrade ApprovalSmiley Happy

Message 7 of 21
cashorcharge
Community Leader
Super Contributor

Re: Highest limit Approval! UPGRADE Card!

WooHoo!  Congratulations on your approval!! 🥂🎉🍾

Message 8 of 21
Elpadrino1
Valued Contributor

Re: Highest limit Approval! UPGRADE Card!

Congratulations on your approval!!

Message 9 of 21
Avinion
Established Member

Re: Highest limit Approval! UPGRADE Card!

Congratulations on your approval!

 

Upgrade was the first one to offer a comparatively higher limit for me as well! My Triple Cash Rewards will always hold a special place in my wallet because of that. It definitely opened up a lot of opportunities for more premium credit offerings.

 

As was said above, be careful with how it reports and generates interest. The interest charges start immediately, which is kind of a bummer. Great/unique card though. Congrats again!

Message 10 of 21
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