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Does AMEX do HP if you have a PRG with them and how easy is it to get this card with 7/8 inq. I would love to have this for traveling for work and to grow it as my career takes off.
"Use your Credit wisely, don't let it use you!"~Me
@MugenCivicSi83 wrote:Does AMEX do HP if you have a PRG with them and how easy is it to get this card with 7/8 inq. I would love to have this for traveling for work and to grow it as my career takes off.
I think you are good. The Hilton/Delta cards are the easier ones to get. And if you got approved for the PRG, I don't see why not. I have more than 8 inquiries, my credit history is only 13 months long, and I got approved. I'd go for it! AmEx doesn't do a hard pull if you get denied...as long as you're an existing customer.
@Anonymous wrote:
@MugenCivicSi83 wrote:Does AMEX do HP if you have a PRG with them and how easy is it to get this card with 7/8 inq. I would love to have this for traveling for work and to grow it as my career takes off.
I think you are good. The Hilton/Delta cards are the easier ones to get. And if you got approved for the PRG, I don't see why not. I have more than 8 inquiries, my credit history is only 13 months long, and I got approved. I'd go for it! AmEx doesn't do a hard pull if you get denied...as long as you're an existing customer.
Should I check for prequal or does AMEX even have this on their prequal list?
"Use your Credit wisely, don't let it use you!"~Me
@MugenCivicSi83 wrote:
@Anonymous wrote:
@MugenCivicSi83 wrote:Does AMEX do HP if you have a PRG with them and how easy is it to get this card with 7/8 inq. I would love to have this for traveling for work and to grow it as my career takes off.
I think you are good. The Hilton/Delta cards are the easier ones to get. And if you got approved for the PRG, I don't see why not. I have more than 8 inquiries, my credit history is only 13 months long, and I got approved. I'd go for it! AmEx doesn't do a hard pull if you get denied...as long as you're an existing customer.
Should I check for prequal or does AMEX even have this on their prequal list?
I've never even checked for pre-qual. I just applied.
@AverageJoesCredit wrote:
I think i recall you were shooting for high limit cards at the time
Yup. I've got $11,500 now between my 4 cards. Was shocked when Barclays gave me $6k. Going to let them grow, but I'm happy for now.
All in Favor of me app'ing for the Hilton AMEX say YAY! Just so people don't think i'm crazy.... My wife and my income is between 160-180k. We travel for vacation three times a year. We spend 50k on cc's in a year. 12% UTIL now.
"Use your Credit wisely, don't let it use you!"~Me
@MugenCivicSi83 wrote:All in Favor of me app'ing for the Hilton AMEX say YAY! Just so people don't think i'm crazy.... My wife and my income is between 160-180k. We travel for vacation three times a year. We spend 50k on cc's in a year. 12% UTIL now.
I spend way less than that. I really you think you are good based on what you said. Just make sure you get the higher sign up bonus. Or you going for the annual fee card? I think the bonus is 100k on that one.
@Anonymous wrote:
@MugenCivicSi83 wrote:All in Favor of me app'ing for the Hilton AMEX say YAY! Just so people don't think i'm crazy.... My wife and my income is between 160-180k. We travel for vacation three times a year. We spend 50k on cc's in a year. 12% UTIL now.
I spend way less than that. I really you think you are good based on what you said. Just make sure you get the higher sign up bonus. Or you going for the annual fee card? I think the bonus is 100k on that one.
Yeah the Hilton Surpass card is definitely not something I would probably get approved for as it requires $40,000 spend on it. I have other cards i'll be using that are prime. The 75k Hilton AMEX is definitely doable though.
"Use your Credit wisely, don't let it use you!"~Me
App'd for Hilton Honors AMEX but their systems are 'currently not responding'??? Is this going to leave a HP on my CR?
"Use your Credit wisely, don't let it use you!"~Me
Congratulations!