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Hilton AmEx

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Frequent Contributor

Re: Hilton AmEx

Does AMEX do HP if you have a PRG with them and how easy is it to get this card with 7/8 inq. I would love to have this for traveling for work and to grow it as my career takes off.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 11 of 22
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Established Contributor

Re: Hilton AmEx


@MugenCivicSi83 wrote:

Does AMEX do HP if you have a PRG with them and how easy is it to get this card with 7/8 inq. I would love to have this for traveling for work and to grow it as my career takes off.


I think you are good. The Hilton/Delta cards are the easier ones to get. And if you got approved for the PRG, I don't see why not. I have more than 8 inquiries, my credit history is only 13 months long, and I got approved. I'd go for it! AmEx doesn't do a hard pull if you get denied...as long as you're an existing customer.

Message 12 of 22
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Frequent Contributor

Re: Hilton AmEx


@LAKings wrote:

@MugenCivicSi83 wrote:

Does AMEX do HP if you have a PRG with them and how easy is it to get this card with 7/8 inq. I would love to have this for traveling for work and to grow it as my career takes off.


I think you are good. The Hilton/Delta cards are the easier ones to get. And if you got approved for the PRG, I don't see why not. I have more than 8 inquiries, my credit history is only 13 months long, and I got approved. I'd go for it! AmEx doesn't do a hard pull if you get denied...as long as you're an existing customer.


Should I check for prequal or does AMEX even have this on their prequal list?

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 13 of 22
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Established Contributor

Re: Hilton AmEx


@MugenCivicSi83 wrote:

@LAKings wrote:

@MugenCivicSi83 wrote:

Does AMEX do HP if you have a PRG with them and how easy is it to get this card with 7/8 inq. I would love to have this for traveling for work and to grow it as my career takes off.


I think you are good. The Hilton/Delta cards are the easier ones to get. And if you got approved for the PRG, I don't see why not. I have more than 8 inquiries, my credit history is only 13 months long, and I got approved. I'd go for it! AmEx doesn't do a hard pull if you get denied...as long as you're an existing customer.


Should I check for prequal or does AMEX even have this on their prequal list?


I've never even checked for pre-qual. I just applied.

Message 14 of 22
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Established Contributor

Re: Hilton AmEx


@AverageJoesCredit wrote:
I think i recall you were shooting for high limit cards at the timeSmiley Happy

Yup. I've got $11,500 now between my 4 cards. Was shocked when Barclays gave me $6k. Going to let them grow, but I'm happy for now.

Message 15 of 22
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Frequent Contributor

Re: Hilton AmEx

All in Favor of me app'ing for the Hilton AMEX say YAY! Just so people don't think i'm crazy.... My wife and my income is between 160-180k. We travel for vacation three times a year. We spend 50k on cc's in a year. 12% UTIL now.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 16 of 22
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Established Contributor

Re: Hilton AmEx


@MugenCivicSi83 wrote:

All in Favor of me app'ing for the Hilton AMEX say YAY! Just so people don't think i'm crazy.... My wife and my income is between 160-180k. We travel for vacation three times a year. We spend 50k on cc's in a year. 12% UTIL now.


I spend way less than that. I really you think you are good based on what you said. Just make sure you get the higher sign up bonus. Or you going for the annual fee card? I think the bonus is 100k on that one.

Message 17 of 22
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Frequent Contributor

Re: Hilton AmEx


@LAKings wrote:

@MugenCivicSi83 wrote:

All in Favor of me app'ing for the Hilton AMEX say YAY! Just so people don't think i'm crazy.... My wife and my income is between 160-180k. We travel for vacation three times a year. We spend 50k on cc's in a year. 12% UTIL now.


I spend way less than that. I really you think you are good based on what you said. Just make sure you get the higher sign up bonus. Or you going for the annual fee card? I think the bonus is 100k on that one.


Yeah the Hilton Surpass card is definitely not something I would probably get approved for as it requires $40,000 spend on it. I have other cards i'll be using that are prime. The 75k Hilton AMEX is definitely doable though.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 18 of 22
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Frequent Contributor

Re: Hilton AmEx

App'd for Hilton Honors AMEX but their systems are 'currently not responding'??? Is this going to leave a HP on my CR?

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 19 of 22
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Regular Contributor

Re: Hilton AmEx

Congratulations!



FICO 08 Scores (as of October 2017) - Equifax: Unknown | Experian: 742 | TransUnion: 761 | GARDENING until December 2018
Message 20 of 22
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