"To pull a report whether it be HP or SP costs the creditor money, so they will use a previous pull to base their decision on."
PayPal Credit is usingThis as of May 2019;
We also obtained your credit score from this consumer reporting agency and used it in making our credit decision. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how the information in your consumer report changes.
Your credit score: 698
Scores range from a low of 300 to a high of 850
Key factors that adversely affected your credit score:
We do appreciate your business and thank you for choosing PayPal Credit.