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Hilton Honors Approval

8Hunnid
Valued Member

Hilton Honors Approval

I applied for the Hilton Honors card on 5-20-19. I was instantly approved for 5k. I knew that Amex would do a SP and that they would use Experian.
I just received the card today and the score that they used was from 4-20-19. I haven't seen many, if any, DPs on lenders using old scores/reports. My current reports are basically the same has 4-20-19, but i figured when applying, they'd want the most recent info. I guess it doesn't really matter since they're constantly doing SPs on us anyways. Either way, just interesting.
DPs
Experian 749
Aooa 16y
Aaoa 5y 7m
Youngest account 2m
Util 7%
Accts 24m>8 (1AU)
Any questions?

Trans 750 EX 750 EQ 750
CO Quicksilver 1,500
FNBO Speedway 11,000
Amex BCP 18,000
Barclay Uber 9,850
Sync Lowes 16,000
Chase FU (P2) 6,600
Chase F 12,000
Discover (P2) 18,000
US Bank Cash+ 12,000
General Electric CU 15,000
Hilton Honors 12,000
Utilization 4%
Negative - 30 day 5 years ago
Message 1 of 18
17 REPLIES 17
Hasselfree
Valued Contributor

Re: Hilton Honors Approval

Congrats on your approval.




"Your ego is writing checks your body can't cash".
Message 2 of 18
creditslug
New Contributor

Re: Hilton Honors Approval

Congrats! Not a bad starting CL either. Pretty interesting that they pulled the older report.




Message 3 of 18
gdale6
Moderator

Re: Hilton Honors Approval

Grats on the approval. To pull a report whether it be HP or SP costs the creditor money, so they will use a previous pull to base their decision on.
Message 4 of 18
pinkandgrey
Community Leader
Senior Contributor

Re: Hilton Honors Approval

Congrats! Good approval with a nice SL
Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Fidelity Visa: 2k
Apple Card: 1.5k
Message 5 of 18
8Hunnid
Valued Member

Re: Hilton Honors Approval

Well that makes sense. If pinching pennies gets me more rewards, I ain't mad
Trans 750 EX 750 EQ 750
CO Quicksilver 1,500
FNBO Speedway 11,000
Amex BCP 18,000
Barclay Uber 9,850
Sync Lowes 16,000
Chase FU (P2) 6,600
Chase F 12,000
Discover (P2) 18,000
US Bank Cash+ 12,000
General Electric CU 15,000
Hilton Honors 12,000
Utilization 4%
Negative - 30 day 5 years ago
Message 6 of 18
Remedios
Moderator

Re: Hilton Honors Approval

Congrats on your approval 

Message 7 of 18
800FICOGoal
Established Contributor

Re: Hilton Honors Approval

Enjoy the new Hilton card.  Did you apply for the Ascend or the Aspire?











Current


Rebuild Cards


Goal Cards


Loans

Message 8 of 18
M_Smart007
Epic Contributor

Re: Hilton Honors Approval

Hilton Honors 5k

Message 9 of 18
M_Smart007
Epic Contributor

Re: Hilton Honors Approval


@gdale6 wrote:
 "To pull a report whether it be HP or SP costs the creditor money, so they will use a previous pull to base their decision on."

PayPal Credit is usingThis as of May 2019;

 

Equifax Credit Information Services, Inc.
PO Box 740241
Atlanta, GA 30374
1(800)685-1111
www.equifax.com/fcra

 

We also obtained your credit score from this consumer reporting agency and used it in making our credit decision. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how the information in your consumer report changes.

 

Your credit score: 698
Date: 01-22-2019
Scores range from a low of 300 to a high of 850
Key factors that adversely affected your credit score:

 

•Lack of recent installment loan information
•Length of time accounts have been established.
•Too many inquiries last 12 months.

 

We do appreciate your business and thank you for choosing PayPal Credit.

Message 10 of 18
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