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Holy Crap! :-0 CL increase on DISCOVER: $49,500

Aim_High
Senior Contributor

Holy Crap! :-0 CL increase on DISCOVER: $49,500

Hit the LUV button on Discover tonight and ... WOWSERS  Smiley Surprised

Last year sometime I believe, they had raised my limit to $44,500.

That had already surprised me, at the time.

I haven't even used the card that much in past 12 months but put some smaller spend on it.

Imagine my surprise when they gave me another FIVE GRAND raise on a SP!

 

Smiley Very Happy  Smiley Very Happy  Smiley Very Happy

 

 

--------------------------------------------------------------------------------------

Data Points:

I will admit that this is my oldest active card; I've had it for 25 years, so I have a long history with them.

I have other card limits in this general range +/-.  (So I guess they want to compete.)

My FICO Bankcard 8 is 840 +/-. 

My AAoA is over 10 years.

My income is high.

My credit debt and util is very low (01%). 

 



Length of Credit > 35 years; Total Credit Limits > $500K
AoOA > 27 years (Jun 1993); AoYA (Aug 2020); Gardening since 08/15/20.
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 1 of 22
21 REPLIES 21
ChargedUp
Valued Contributor

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500


@Aim_High wrote:

Hit the LUV button on Discover tonight and ... WOWSERS  Smiley Surprised

Last year sometime I believe, they had raised my limit to $44,500.

That had already surprised me, at the time.

I haven't even used the card that much in past 12 months but put some smaller spend on it.

Imagine my surprise when they gave me another FIVE GRAND raise on a SP!

 

Smiley Very Happy  Smiley Very Happy  Smiley Very Happy

 

 

--------------------------------------------------------------------------------------

Data Points:

I will admit that this is my oldest active card; I've had it for 25 years, so I have a long history with them.

I have other card limits in this general range +/-.  (So I guess they want to compete.)

My FICO Bankcard 8 is 840 +/-. 

My AAoA is over 10 years.

My income is high.

My credit debt and util is very low (01%). 

 


Seems like your profile more than supports the $5K increase... Congrats!

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 2 of 22
doinit1
Valued Contributor

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500

Congratulations on your awesome increase again....Smiley Happy...your profile and your long relationship says it all....way to go!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 3 of 22
avp99
Frequent Contributor

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500

yes WOW,, very nicely done.. for some reason they only give me like 300$ CLIs. But I do like the card for sure.  Congrats !





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 4 of 22
Cred4All
Valued Contributor

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500

Nice career success on that Disco, congrats on another boost!


Message 5 of 22
Hasselfree
Valued Contributor

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500

Outstanding CLI! Congrats!




"Your ego is writing checks your body can't cash".
Message 6 of 22
GApeachy
Super Contributor

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500


@Aim_High 

 


You DO "Aim High", very impressive and congrats.

"My Take Home Pay Don't Take Me Home"
Message 7 of 22
Aspireto850
Established Contributor

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500

🎉🎉🎉🍾🍾








Message 8 of 22
leire90
Established Member

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500


@Aim_High wrote:

Hit the LUV button on Discover tonight and ... WOWSERS  Smiley Surprised

Last year sometime I believe, they had raised my limit to $44,500.

That had already surprised me, at the time.

I haven't even used the card that much in past 12 months but put some smaller spend on it.

Imagine my surprise when they gave me another FIVE GRAND raise on a SP!

 

Smiley Very Happy  Smiley Very Happy  Smiley Very Happy

 

 

--------------------------------------------------------------------------------------

Data Points:

I will admit that this is my oldest active card; I've had it for 25 years, so I have a long history with them.

I have other card limits in this general range +/-.  (So I guess they want to compete.)

My FICO Bankcard 8 is 840 +/-. 

My AAoA is over 10 years.

My income is high.

My credit debt and util is very low (01%). 

 


wow!! amazing!!! those are like GOALLLL limits and scores! CONGRATSSSS!

Somewhere listening to BTS #TeamBangtan

Message 9 of 22
slither43
Regular Contributor

Re: Holy Crap! :-0 CL increase on DISCOVER: $49,500

Congrats! It seems as if someone would be deserving that you would be the one! haha

Message 10 of 22
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