@Ironbull wrote: I won't carry a balance unless it's the special financing or the 18 month zero interest. I'm just happy about the extra padding for utilization purposes.
Congrats on the increase! Nice pad indeed! Amazing!!!!
Special financing comes in handy with home improvement credit cards. I typically manipulate a balance on one cc for scoring of 1-4%. But recently I had to replace my hvac in my main home, so I will be carrying a 25% balance for a few months. Special financing made that decision easy.