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Holy Wow! Discover Approved!!

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Calistal
Regular Contributor

Holy Wow! Discover Approved!!

I've been getting pre-approved offers for Discover for about 6 months +.  I had applied about 10 months ago or so and they offered a card if I had a co-applicant.  I don't have one of those, so I couldn't get the card.  I've been waffling on it for about 6 months now because it seemed like a genuine offer, but I wasn't sure if I needed it or I'd actually be approved.  My mom convinced me to and I closed my eyes when I hit submit.

 

I got approved, and once I went through to see the credit limit, I almost dropped dead - $6500!!!  I never thought it would be that much!  My highest credit limit by $2500.  I'm thrilled!  I'm not sure what my Fico's are (beyond Experian of 683 from my AMEX), but I've got some old student loans that were defaulted and have 120+ lates on there (quite a few from a 4+ years ago) and 3 medical collections, all totaling under $1k.

 

I'm just gonna sit over here and breathe for a little while til my heart stops pounding. 

 

 

Starting Scores : EQ: 593 // TU: 571 // EX: 595 ~~5/2023 : TU: 823 // EX: 831 // EQ: 838
TCLs: 144k
Message 1 of 23
22 REPLIES 22
myjourney
Super Contributor

Re: Holy Wow! Discover Approved!!

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 23
someg33k
Established Contributor

Re: Holy Wow! Discover Approved!!

Congrats! Very nice starting limit!

Message 3 of 23
Anonymous
Not applicable

Re: Holy Wow! Discover Approved!!

congrats

Message 4 of 23
Anonymous
Not applicable

Re: Holy Wow! Discover Approved!!

Congrats! That's a great limit. I would be thrilled too if it was more than double my current high limit.

Message 5 of 23
Anonymous
Not applicable

Re: Holy Wow! Discover Approved!!

Congratulations!

Message 6 of 23
Anonymous
Not applicable

Re: Holy Wow! Discover Approved!!

That's awesome! Congrats!!!

Message 7 of 23
alextercero
Super Contributor

Re: Holy Wow! Discover Approved!!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (May 2024)


Credit Age:

Inquiries:

Message 8 of 23
BluOne
New Contributor

Re: Holy Wow! Discover Approved!!

Congrats on the approval!

Message 9 of 23
Anonymous
Not applicable

Re: Holy Wow! Discover Approved!!

Great approval, and good SL!

 

 

Message 10 of 23
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