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So, I'm a Sprint customer and I got an email this morning inviting me to apply for the new Sprint Visa. It's through Home Credit -- I've never heard of them so I did a bit of digging. Looks like they're headquartered in the Czech Republic and starting to branch out in the US. Hmmm..wasn't sure I wanted another HP but pulled the trigger anyway. Got approved for 1400! YAY! Here's the most interesting thing -- they pulled Vantage 3.0! Now that's new!
If you have a decent FAKO score I would think you have a good shot at this -- I'm not sure if you have to be a Sprint customer though. Interest is not great (19-36% -- I got 24 w/a 653 FAKO) but if you can get this card and NOT get something like a First Premier it would be so much better.
Here's the info -- https://www.homecreditus.com/product/
Congrats!
36% at the top end of the interest range. That's insane.
Well, they're headquartered in the Czech Republic, but they're US office is in Overland Park, KS (of course, where Sprint is HQ'd)..they seem legit. Company site: http://www.homecredit.net/
Looks like they partnered with Sprint Corp in 2015.
Yeah, the interest is NUTS, but if you're rebuilding, no annual fee and no crappy monthly maintenance charge. Hopefully this will help some people!
which bureau did they pull?
Vantage 3.0! So no HP