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Home Depot Approval

NYKid
Established Contributor

Re: Home Depot Approval

Good News! I just called Home Depot (800-677-0232)

and asked for increase on the $500 SL

 

I asked for $5000 and they approved it!

I hope I didn't leave money on the table

but $5000.00 SL is good enough for now!!

 

whoo hoo been a good week.

Message 21 of 32
Kento
Regular Contributor

Re: Home Depot Approval

NYkid congrats I like that increase!!!!!  What did you tell them and what was your score when you first apply?



Starting Score: on 4/16 2016
Current Score: as of 05/19/2021
Goal Score: 800
In my wallet: a jacked up Utilization Rate.
Message 22 of 32
ChrisCulpepper
Established Contributor

Re: Home Depot Approval

Congrats

Goal: 700's by 11/1/2015 (all baddies will be gone)
Message 23 of 32
NYKid
Established Contributor

Re: Home Depot Approval

I told them that we are in a new home and need appliances...and that is true.

My Fico is 646

Message 24 of 32
Sandibeach22
Valued Contributor

Re: Home Depot Approval

You can call in anytime.  Don't need the card in hand.  I called the next day as they were closed that night.  Ask for a high amount and see what they come back with. Smiley Wink


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 25 of 32
Kento
Regular Contributor

Re: Home Depot Approval

nice!!!



Starting Score: on 4/16 2016
Current Score: as of 05/19/2021
Goal Score: 800
In my wallet: a jacked up Utilization Rate.
Message 26 of 32
AutoBot
Established Contributor

Re: Home Depot Approval

I can assume hitting the "Request Increase" link on my account page would result in a hard inquiry, unlike CAP1 that is a soft inquiry?

Message 27 of 32
althes
Frequent Contributor

Re: Home Depot Approval

I just applied got the 2 weeks message nothing was pulled yet. So I may give them a week and if still no credit pull I will call next weekend.

 

Message 28 of 32
Mia25
Senior Contributor

Re: Home Depot Approval


@AutoBot wrote:

UPDATE: I called the number and did get a new SL of $2000. So from $500 to $2000 in 3 hours. Smiley Tongue


Congrats on the approval !!

Message 29 of 32
AutoBot
Established Contributor

Re: Home Depot Approval

Still not sure if a CLI requires a hard pull for the HD card.

Message 30 of 32
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