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Home Depot Approval

NYKid
Established Contributor

Re: Home Depot Approval

Good News! I just called Home Depot (800-677-0232)

and asked for increase on the $500 SL

 

I asked for $5000 and they approved it!

I hope I didn't leave money on the table

but $5000.00 SL is good enough for now!!

 

whoo hoo been a good week.

Message 21 of 32
Kento
Regular Contributor

Re: Home Depot Approval

NYkid congrats I like that increase!!!!!  What did you tell them and what was your score when you first apply?



Starting Score: on 4/16 2016
Current Score: as of 12/19/2018
Goal Score: 800
In my wallet: Discover it $5700 Cap 1 QS $750 BOA 300 Lowes 1890 PENFED promise 17000 Penfed PLOC 10000 NFCU NAV CHECK 10000 American Express Gold Citi AA Advantage 3500 NFCU Flagship Rewards 25000
Message 22 of 32
ChrisCulpepper
Established Contributor

Re: Home Depot Approval

Congrats

Goal: 700's by 11/1/2015 (all baddies will be gone)
Message 23 of 32
NYKid
Established Contributor

Re: Home Depot Approval

I told them that we are in a new home and need appliances...and that is true.

My Fico is 646

Message 24 of 32
Sandibeach22
Valued Contributor

Re: Home Depot Approval

You can call in anytime.  Don't need the card in hand.  I called the next day as they were closed that night.  Ask for a high amount and see what they come back with. Smiley Wink


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 25 of 32
Kento
Regular Contributor

Re: Home Depot Approval

nice!!!



Starting Score: on 4/16 2016
Current Score: as of 12/19/2018
Goal Score: 800
In my wallet: Discover it $5700 Cap 1 QS $750 BOA 300 Lowes 1890 PENFED promise 17000 Penfed PLOC 10000 NFCU NAV CHECK 10000 American Express Gold Citi AA Advantage 3500 NFCU Flagship Rewards 25000
Message 26 of 32
AutoBot
Established Contributor

Re: Home Depot Approval

I can assume hitting the "Request Increase" link on my account page would result in a hard inquiry, unlike CAP1 that is a soft inquiry?

Message 27 of 32
althes
Frequent Contributor

Re: Home Depot Approval

I just applied got the 2 weeks message nothing was pulled yet. So I may give them a week and if still no credit pull I will call next weekend.

 

Message 28 of 32
Mia25
Senior Contributor

Re: Home Depot Approval


@AutoBot wrote:

UPDATE: I called the number and did get a new SL of $2000. So from $500 to $2000 in 3 hours. Smiley Tongue


Congrats on the approval !!

Message 29 of 32
AutoBot
Established Contributor

Re: Home Depot Approval

Still not sure if a CLI requires a hard pull for the HD card.

Message 30 of 32
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