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Home Depot CC Approval!

c00mtg
Valued Contributor

Home Depot CC Approval!

So I’m staring a $2k project on my backyard to build a BBQ kitchen island with a smoker, fridge and gazebo. I’m getting ready to leave the house with DW to go to Lowe’s and use their CC ($35k CL) but decided to check the pre-qual for HD. Mind you Citi hates me, burned then in BK and got denied for HD CC before.

I have a “congrats, you’re pre-qualified”. I applied and went to pending. Called right away and verified info and got $500. Told the guy that’s not enough and I want more. He said it would be another HP...”fine” I said. I asked for $10k and $10k approved.

I know I left $$ in the table, all well, that’s enough for my project.

Not sure what they pulled, I don’t have myfico subscription anymore. But my scores are on my siggy. I only applied because HD is somehow cheaper than Lowe’s. They have a promotion right NOW, spent over $1000, get $100 off when using the card. The analyst gave me a reference code over the phone to take to HD and get my temporary card printed out.





FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 1 of 10
9 REPLIES 9
Adkins
Mega Contributor

Re: Home Depot CC Approval!

Congratulations! When are you going to add it to your siggy? 😀

Last HP 09-14-2020



Message 2 of 10
bossbabybrad1
Frequent Contributor

Re: Home Depot CC Approval!

I see nothing wrong here. Congrats on getting Citi to open those purse pockets for you in a big way! 

FICO as of 02/13/2018: 669 EQ Fico 8, 709 TU Fico 8, 716 EX Fico 8
5/3 Truly Simple MC #1 $5k | 5/3 Truly Simple MC #2 $4k | Banco Do Brasil Platinum Visa $3k | Home Depot $2k | HSBC Cash Rewards MC $1.5k | BMO Harris Cash Back MC $1.5k | BMO Harris Platinum Rewards MC $1.2k | HSBC Platinum Rewards MC $1k | Best Buy Visa $1k | Commerce Bank Drury Key Club Visa $1k | Citi Shell Card $0.8k | Penfed Power Cash Rewards $0.5k | Capital One QS1 $0.3k | Macy’s $5k
Message 3 of 10
c00mtg
Valued Contributor

Re: Home Depot CC Approval!

Thanks for the congrats! I’ll update my siggy on Monday. Getting ready to leave with the wifey for a friends bday!!! Got to love HD :-)



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 4 of 10
shoegal
Valued Contributor

Re: Home Depot CC Approval!

Congrats! 🎉 How nice that you were able to recon the limit. 


Message 5 of 10
c00mtg
Valued Contributor

Re: Home Depot CC Approval!

I was hoping for the worst since I got denied 2 yrs ago. I’m happy now lol



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 6 of 10
redpat
Senior Contributor

Re: Home Depot CC Approval!

Congrats.  



Personal Cards: Amex Plat | Amex Delta Res | Amex Hilton | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
Message 7 of 10
AverageJoesCredit
Mega Contributor

Re: Home Depot CC Approval!

Congrats on reconning a low sl. Funny to think they would only give $500 but for another hp, theyd give 10kSmiley Wink. Citi is a funny birdSmiley Wink
Message 8 of 10
Irish80
Moderator Emeritus

Re: Home Depot CC Approval!

I have made edits to several posts in this thread.  There will be no discussion of any ‘probation’ or any reports made to Moderators and/or discussion of Moderator actions.   This is a violation of MyFICO's Forums Terms of Service

Message 9 of 10
c00mtg
Valued Contributor

Re: Home Depot CC Approval!

lol



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 10 of 10
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