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Home Depot CLI BAM!!

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HindSight_20_20
Frequent Contributor

Home Depot CLI BAM!!

DW has been sitting at $500.00 with Home Depot for about 5 years.

Time to paint the kitchen and that Ralph Lauren paint isn't cheap so I told her she should pull the trigger on a CLI and grab the paint afterwards.

She agreed and typed $5k as a request - I deleted it and typed 10k in it's place. She laughed and pulled the trigger anyway.

BAM! Congratulations on your new $10,500.00 credit line!

Lol now she's talking about going to her Lowes account and hitting the LUV button there. If she decides to do so I'll let you know how it goes.

Goal Score: EX 700|TU 700|EQ700

Take the myFICO Fitness Challenge



HiltonHonors AMEX 2K | Amazon Store CC $800 | Bed Bath & Beyond 2K | Lowes CC 11K | Cap 1 Secured $500 | Cap 1 Plat $300 | Cap 1 Savor 1K |Citi Secured $200 | Target $500 | Kohl's $1K | Truist Cashback 4.5K | Penfed Power Cash Back 3.5K |Apple Pay CC 3K | Venmo Sig Visa 7.5K | SECU 13.5K | Bragg Mutual FCU 10K | Best Buy Citi Visa $2.5K | DiscoverIT CB 11.5K
Message 1 of 14
13 REPLIES 13
pinkandgrey
Senior Contributor

Re: Home Depot CLI BAM!!

Nice work changing that lol. Congrats!!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 2 of 14
Jnbmom
Credit Mentor

Re: Home Depot CLI BAM!!

CongratsSmiley Happy

I have much better luck with lowes always SP 35K, HD 18k HP for CLIs
EXP 780 EQ 791TU 795
Message 3 of 14
crys12065
Established Contributor

Re: Home Depot CLI BAM!!

Congrats on huge CLI!!  




In the garden until 2020
Message 4 of 14
HindSight_20_20
Frequent Contributor

Re: Home Depot CLI BAM!!

I know it @pinkandgrey
I thought "what's the worst they can do, knock the 10k down to 5k?"
That 10k approval came back so fast I thought "should've typed 25k"!

Goal Score: EX 700|TU 700|EQ700

Take the myFICO Fitness Challenge



HiltonHonors AMEX 2K | Amazon Store CC $800 | Bed Bath & Beyond 2K | Lowes CC 11K | Cap 1 Secured $500 | Cap 1 Plat $300 | Cap 1 Savor 1K |Citi Secured $200 | Target $500 | Kohl's $1K | Truist Cashback 4.5K | Penfed Power Cash Back 3.5K |Apple Pay CC 3K | Venmo Sig Visa 7.5K | SECU 13.5K | Bragg Mutual FCU 10K | Best Buy Citi Visa $2.5K | DiscoverIT CB 11.5K
Message 5 of 14
UncleB
Credit Mentor

Re: Home Depot CLI BAM!!


@HindSight_20_20 wrote:
DW has been sitting at $500.00 with Home Depot for about 5 years.

Time to paint the kitchen and that Ralph Lauren paint isn't cheap so I told her she should pull the trigger on a CLI and grab the paint afterwards.

She agreed and typed $5k as a request - I deleted it and typed 10k in it's place. She laughed and pulled the trigger anyway.

BAM! Congratulations on your new $10,500.00 credit line!

Lol now she's talking about going to her Lowes account and hitting the LUV button there. If she decides to do so I'll let you know how it goes.

A $10k CLI on Home Depot (or any Citi card) is really strong... great job!  screamer.gif

Message 6 of 14
AverageJoesCredit
Legendary Contributor

Re: Home Depot CLI BAM!!

Agreed, very strong cli. Congrats. Always remember though, any limit with Home Depot adds to overall Citi exposure .
Message 7 of 14
HindSight_20_20
Frequent Contributor

Re: Home Depot CLI BAM!!

@AverageJoesCredit
Thanks I'll let her know. (She also has the Citi Double Cash for 9K)

Goal Score: EX 700|TU 700|EQ700

Take the myFICO Fitness Challenge



HiltonHonors AMEX 2K | Amazon Store CC $800 | Bed Bath & Beyond 2K | Lowes CC 11K | Cap 1 Secured $500 | Cap 1 Plat $300 | Cap 1 Savor 1K |Citi Secured $200 | Target $500 | Kohl's $1K | Truist Cashback 4.5K | Penfed Power Cash Back 3.5K |Apple Pay CC 3K | Venmo Sig Visa 7.5K | SECU 13.5K | Bragg Mutual FCU 10K | Best Buy Citi Visa $2.5K | DiscoverIT CB 11.5K
Message 8 of 14
19eighty5
Senior Contributor

Re: Home Depot CLI BAM!!

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 9 of 14
redpuppydog
Valued Member

Re: Home Depot CLI BAM!!

Congrats! Was it a sp or hp for the cli?

Current Accounts - Mortgage | NFCU CLOC $15k | NFCU Auto Loan $12K | NFCU More Rewards AMEX $17,900 | NFCU CashRewards Visa $5,000 | Home Depot $20,000 | Amazon $5,000 | Lowes $12,000 | Overstock $14,000 | Discover $10,500 | Best Buy Visa $8,900 | Walmart $2,500 | Commenity M/C $5,000 | Care Credit $7,300
Message 10 of 14
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