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Home Depot CLI BAM!!

HindSight_20_20
Frequent Contributor

Home Depot CLI BAM!!

DW has been sitting at $500.00 with Home Depot for about 5 years.

Time to paint the kitchen and that Ralph Lauren paint isn't cheap so I told her she should pull the trigger on a CLI and grab the paint afterwards.

She agreed and typed $5k as a request - I deleted it and typed 10k in it's place. She laughed and pulled the trigger anyway.

BAM! Congratulations on your new $10,500.00 credit line!

Lol now she's talking about going to her Lowes account and hitting the LUV button there. If she decides to do so I'll let you know how it goes.

Starting Score: EX 551|TU 565|EQ 556
Current Score: EX 551|TU 565|EQ 556
Goal Score: EX 620|TU 620|EQ620


Take the myFICO Fitness Challenge


Message 1 of 14
13 REPLIES 13
pinkandgrey
Community Leader
Senior Contributor

Re: Home Depot CLI BAM!!

Nice work changing that lol. Congrats!!

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
FNBO Rewards Visa: 3.2k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 2 of 14
Jnbmom
Community Leader
Senior Contributor

Re: Home Depot CLI BAM!!

CongratsSmiley Happy

I have much better luck with lowes always SP 35K, HD 18k HP for CLIs
EXP 758 TU 783 EQ 729
Message 3 of 14
crys12065
Established Contributor

Re: Home Depot CLI BAM!!

Congrats on huge CLI!!  




In the garden until 2020
Message 4 of 14
HindSight_20_20
Frequent Contributor

Re: Home Depot CLI BAM!!

I know it @pinkandgrey
I thought "what's the worst they can do, knock the 10k down to 5k?"
That 10k approval came back so fast I thought "should've typed 25k"!

Starting Score: EX 551|TU 565|EQ 556
Current Score: EX 551|TU 565|EQ 556
Goal Score: EX 620|TU 620|EQ620


Take the myFICO Fitness Challenge


Message 5 of 14
UncleB
Moderator

Re: Home Depot CLI BAM!!


@HindSight_20_20 wrote:
DW has been sitting at $500.00 with Home Depot for about 5 years.

Time to paint the kitchen and that Ralph Lauren paint isn't cheap so I told her she should pull the trigger on a CLI and grab the paint afterwards.

She agreed and typed $5k as a request - I deleted it and typed 10k in it's place. She laughed and pulled the trigger anyway.

BAM! Congratulations on your new $10,500.00 credit line!

Lol now she's talking about going to her Lowes account and hitting the LUV button there. If she decides to do so I'll let you know how it goes.

A $10k CLI on Home Depot (or any Citi card) is really strong... great job!  screamer.gif

Message 6 of 14
AverageJoesCredit
Community Leader
Mega Contributor

Re: Home Depot CLI BAM!!

Agreed, very strong cli. Congrats. Always remember though, any limit with Home Depot adds to overall Citi exposure .
Message 7 of 14
HindSight_20_20
Frequent Contributor

Re: Home Depot CLI BAM!!

@AverageJoesCredit
Thanks I'll let her know. (She also has the Citi Double Cash for 9K)

Starting Score: EX 551|TU 565|EQ 556
Current Score: EX 551|TU 565|EQ 556
Goal Score: EX 620|TU 620|EQ620


Take the myFICO Fitness Challenge


Message 8 of 14
19eighty5
Senior Contributor

Re: Home Depot CLI BAM!!

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 9 of 14
redpuppydog
Established Member

Re: Home Depot CLI BAM!!

Congrats! Was it a sp or hp for the cli?

Current Accounts - Mortgage; LFCU Loan $5K; NFCU CLOC $15k; GreenSky Loan $1.2K; Nissan Motor Credit (Business) $25K; IndigoCard $300; Christopher & Banks $1700; AMEX BCE $1K; Lowes $300; NFCU More Rewards AMEX $10,000









Message 10 of 14
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