Home Depot CLI!!!!!!!!!!

[cutemarty1]

Just pulled the trigger. Was suppose to be on a garden mode but mom needed credit for stuff.  Current Limit was 5,000.  Reqeusted online for 15,000.  Told to call in to specialist --- spoke with a lady and got a 16,500 limit. Wow! Biggest single limit ever

Now, I just checked karma and I have 14 inquiries.  5 just dropped. Should I do the multiple CLI thing again or enough for now for my credit profile?  I wanna keep my score up to have a CLI on my CSP hopefully. Whatcha guys think?

Earlier this week did a SP on my Citibank from 10,000 to 11,000.  When I tried putting in 15k, it was asking for a credit pull -- I decided not to.

[specsnow]

I would recommend that if you decide to try for other CLIs, to call in rather than doing it online. That way you can determine if it's SP or HP. Skip the ones that need HP. No harm in doing it this way.

[myjourney]

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@cutemarty1 wrote:

Just pulled the trigger. Was suppose to be on a garden mode but mom needed credit for stuff.  Current Limit was 5,000.  Reqeusted online for 15,000.  Told to call in to specialist --- spoke with a lady and got a 16,500 limit. Wow! Biggest single limit ever

Now, I just checked karma and I have 14 inquiries.  5 just dropped. Should I do the multiple CLI thing again or enough for now for my credit profile?  I wanna keep my score up to have a CLI on my CSP hopefully. Whatcha guys think?

Earlier this week did a SP on my Citibank from 10,000 to 11,000.  When I tried putting in 15k, it was asking for a credit pull -- I decided not to.

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Congrats IMO time to garden and let some of those INQ's age a bit.

However if you can get any CLI's with a SP go for it but you don't really need extra HP's 

[LS2982]

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@cutemarty1 wrote:

Just pulled the trigger. Was suppose to be on a garden mode but mom needed credit for stuff.  Current Limit was 5,000.  Reqeusted online for 15,000.  Told to call in to specialist --- spoke with a lady and got a 16,500 limit. Wow! Biggest single limit ever

Now, I just checked karma and I have 14 inquiries.  5 just dropped. Should I do the multiple CLI thing again or enough for now for my credit profile?  I wanna keep my score up to have a CLI on my CSP hopefully. Whatcha guys think?

Earlier this week did a SP on my Citibank from 10,000 to 11,000.  When I tried putting in 15k, it was asking for a credit pull -- I decided not to.

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CONGRATS!!! 

You have a nice set of cars there, I think I would continue gardening unless the card your looking at has a specific goal that can help you.

[indiolatino61]

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@cutemarty1 wrote:

Just pulled the trigger. Was suppose to be on a garden mode but mom needed credit for stuff.  Current Limit was 5,000.  Reqeusted online for 15,000.  Told to call in to specialist --- spoke with a lady and got a 16,500 limit. Wow! Biggest single limit ever

Now, I just checked karma and I have 14 inquiries.  5 just dropped. Should I do the multiple CLI thing again or enough for now for my credit profile?  I wanna keep my score up to have a CLI on my CSP hopefully. Whatcha guys think?

Earlier this week did a SP on my Citibank from 10,000 to 11,000.  When I tried putting in 15k, it was asking for a credit pull -- I decided not to.

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You're still in the garden if it was a SP. Either way, helping Mom out is always a good thing...

[09Lexie]

Good job!