Re: Home Depot Credit Card Approval - myFICO® Forums - 5813904

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I used to have Citi credit cards along with Home Depot card (6k) and a Best Buy Credit Card as well which was 10k. A year back or so Citi closed all my accounts without notifying anything. Mostly that happened because of opening too many accounts in small time and getting CLIs on other accounts and paying off all every month and Citi thought it could possibly be a try to eventually max out all accounts. Today i checked pre-qualification link in Home Depot and was pre qualified. Applied for it and approved instantly for 3k. Not bad and thanks Citi for getting me back in. Also applied for Best Buy card too but that went in pending mode. Before they rejected me once right away so hoping they approve me in time for that as well.

Garden Club Spade

Graph of Days Until Next Spade

Garden Goal Chart

Shell FCU : 5K

Message 1 of 9

8 REPLIES 8

Congratulations on your approval!

Message 2 of 9

Congratulations 🎉🎈🎊 @sghosh5 on getting your foot back in the door!

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

Message 3 of 9

Congrats on your Home Depot approval!

Message 4 of 9

Congrats! Some great options with the HD card. I think citi is somewhat underrated

Start: Low 500’s
Most Recent: 738-745
Over 180K CL Club
Focusing on Delta, Hilton, Amex MR, Alaska miles, Citi TYP, and Chase UR

Message 5 of 9

Congratulations! Didn’t realize that the Home Depot card is through Citi...good to know!

Message 6 of 9

Congrats!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 7 of 9

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

Message 8 of 9

Have the Lowes may have to get the HD as well, grats on your approval OP

Message 9 of 9