Home Depot Store Card - Approval! - myFICO® Forums - 5511819

myFICO® Forums

Get Access Now

Applied for Home Depot Store Card. Said I needed to call number and give them reference number and code 26. They verified my income and mortgage payment amount then said I was approved for $500. Told them I needed more for home improvement project, asked for $8K, they countered with $3500 and said to ask for a CLI in 6 months. First Citi card in my mix.

EQ: 672 TU: 691 EX: 691

Current Accounts - Mortgage | NFCU CLOC $15k | NFCU Auto Loan $12K | NFCU More Rewards AMEX $17,900 | NFCU CashRewards Visa $5,000 | Home Depot $20,000 | Amazon $5,000 | Lowes $12,000 | Overstock $14,000 | Discover $10,500 | Best Buy Visa $8,900 | Walmart $2,500 | Commenity M/C $5,000 | Care Credit $7,300

Message 1 of 15

14 REPLIES 14

You didn’t get your 8k, but reconning from $500 to $3500 is quite impressive. Congrats and enjoy!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k

Message 2 of 15

I agree that's awesome to hear I didn't even know that was an option to ask them but glad to hear it worked and at a good jump too!

Chase-Freedom Unlimited 6,300 (12/2018)

Amex-Cash Magnet 1,000 (12/2018)

Georgia's Own CU-Platinum 500 (12/2018)

Home Depot 5,000 (05/2019)

Curae (Medical) 2,000 ((11/2019))

NFCU CashReward 1,100 (03/2020)

Discover IT 3,000 (11/2020)

(12/2018 REFI) 2017 Chevy Malibu -Ga's Own CU 60 months @ 3.49%

Y2K Home -PennyMac FHA 30/yr @ 3.875% (05/2019)

Message 3 of 15

Congrats on your recon approval !!!!

Message 4 of 15

Congrats on your approval

Message 5 of 15

That's fantastic! Congrats!

Message 6 of 15

Congrats on the approval and CLI for your new card

Message 7 of 15

Congrats on the nice SL!!!!

Open/Closed credit accounts

Desired score for all three reporting agencies

Vantage 3.0 Score

Desired combined credit limit for all credit cards

Rebuild Cards

Applied Bank Visa

Affinity FCU Visa

Self Visa - $3,000

GrowCredit - $200

Discover it Secured

Navy Federal Rewards MC

Bank of the West MC

Goal Cards

Citi AAdvantage Platinum World Elite

Citi AAdvantage Executive World Elite

Citi AAdvantage MileUp

Barclaycard AAdvantage Aviator Red

Barclays Aviator Business

British Airways Visa

Japan Airlines MC

Alaska Airlines Visa

Chase Sapphire Preferred

Loans

State Employees Credit Union

North Brookfield

Bank of the West

Message 8 of 15

Very awesome recon

Message 9 of 15

Did you do their pre Qualify or not just curious

Amex - Blue Cash Preferred 18.2k

Message 10 of 15