Home Depot YOLO

[Brian_Earl_Spilner]

I needed a Hammer Drill. Sync gave me 7-10 day for Lowe's so I said YOLO.  I didn't expect to be approved, but I'm not planning to app for a while so _ _ _ _. The reason I didn't think I would be approved is the other day when I apped for Macy's, I did the Home Depot prequalify first and got nothing. I know they have different underwriting, but they're both CBNA, so why not? Second reason is I got $300 at Macy's, so I figured I was tapped for them. Since I was planning to spend over $1k, I gave it a shot for the 6 mos 0%. Got approved for $500 so I maxed that out. It didn't tell me anything about 0% so I hope it's there. Won't be able to look until I get my card.

Stay Gucci, my friends.

EX: 645 Bankcard 8

Inquiries: 18

Scorable inquiries: 6

AoOA: 21 yrs, 8 mos

AAoA: 6 yrs, 5 mos (I'm not doing the math for this)

AoYA: 0 mos

Auto Loan: 75% utilization

Lates: 6 over 3.5 years old

Chargeoffs: 1 open for $1400 total

Collections: 3 open for $1500

Utilization w/ chargeoff: 8%

Utilization w/o chargeoff: 0.003% (reporting as 0)

Income: $67,555

DTI: 0.009%

[M_Smart007]

Congratulations! ..

[Anonymous]

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@Brian_Earl_Spilner wrote:

... I got $300 at Macy's ... Got approved for $500 ....

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You're growing on them.  Congrats! on your approval & thanks for the DPs. 

[Anonymous]

Congrats on your new Home Depot approval!

[AllZero]

Congratulations on your approval!

[gdale6]

Grats on the HD card

[dragontears]

I can't figure it out, what does YOLO stand for? 

[Anonymous]

From Wiki: "YOLO is the acronym of the phrase "you only live once". Along the same lines as the Latin "carpe diem" ("seize the day"), it is a call to live life to its fullest extent, even embracing behavior which carries inherent risk."

[AllZero]

You
Only
Live
Once

[dragontears]

Thanks, never heard that acronym before and all I could think of was a county in California that is named Yolo