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Home Depot approval!

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Anonymous
Not applicable

Home Depot approval!

So I’m new here, but I’ve been trying to repair my credit for some time now and been reading up on these forums.

My wife and I are about to put in new flooring in our home, so I was nervous at first, but after weeks of contemplating if I should take the plunge or not, I finally decided to go ahead and apply for the Home Depot credit card.

I was approved for $500! While exciting that I actually got approved, I’m wondering if it would be worthwhile to call the back door number and try to recon? I’ve never done so before, so any advice would be greatly appreciated !

My EQ score (which is what they pulled) is 648 fico 8, fico Bankcard 8 EQ is 661. Also 2 collections that are paid off. Not sure if it’s worth trying !

EDIT: Called the backdoor number, asked for 10k and they countered with 3500!
Message 1 of 9
8 REPLIES 8
padme
Established Contributor

Re: Home Depot approval!

Congrats on ur approval, you can call for a CLI i went from 500 to 2k when u did this, Others too.

Message 2 of 9
Anonymous
Not applicable

Re: Home Depot approval!

Should I ask for the 2k or should I ask for more?
Message 3 of 9
peghede
Valued Contributor

Re: Home Depot approval!

With home depot card youll ask for 10k and they will counter for 5k  (more or less) wait few months and ask for 10k again and they should give u 10. after 10k gets harder to cli.

Message 4 of 9
Anonymous
Not applicable

Re: Home Depot approval!

Can you tell me what the backdoor number is? I just received the same $500 but need a new washer and dryer!
Message 5 of 9
Anonymous
Not applicable

Re: Home Depot approval!

423-467-6957
Message 6 of 9
Anonymous
Not applicable

Re: Home Depot approval!

Don't be shy, apply.

Message 7 of 9
CramEiko
Established Contributor

Re: Home Depot approval!


@Anonymous wrote:
So I’m new here, but I’ve been trying to repair my credit for some time now and been reading up on these forums.

My wife and I are about to put in new flooring in our home, so I was nervous at first, but after weeks of contemplating if I should take the plunge or not, I finally decided to go ahead and apply for the Home Depot credit card.

I was approved for $500! While exciting that I actually got approved, I’m wondering if it would be worthwhile to call the back door number and try to recon? I’ve never done so before, so any advice would be greatly appreciated !

My EQ score (which is what they pulled) is 648 fico 8, fico Bankcard 8 EQ is 661. Also 2 collections that are paid off. Not sure if it’s worth trying !

EDIT: Called the backdoor number, asked for 10k and they countered with 3500!

Which one/s did they pull from?





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Message 8 of 9
AverageJoesCredit
Legendary Contributor

Re: Home Depot approval!

Wow, very nice indeed! Enjoy those new floorsSmiley Happy
Message 9 of 9
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