With home depot card youll ask for 10k and they will counter for 5k (more or less) wait few months and ask for 10k again and they should give u 10. after 10k gets harder to cli.
So I’m new here, but I’ve been trying to repair my credit for some time now and been reading up on these forums.
My wife and I are about to put in new flooring in our home, so I was nervous at first, but after weeks of contemplating if I should take the plunge or not, I finally decided to go ahead and apply for the Home Depot credit card.
I was approved for $500! While exciting that I actually got approved, I’m wondering if it would be worthwhile to call the back door number and try to recon? I’ve never done so before, so any advice would be greatly appreciated !
My EQ score (which is what they pulled) is 648 fico 8, fico Bankcard 8 EQ is 661. Also 2 collections that are paid off. Not sure if it’s worth trying !
EDIT: Called the backdoor number, asked for 10k and they countered with 3500!
Which one/s did they pull from?