Re: Home depot Sweet!!

mr_postman · ‎01-22-2013

@kevinjjc wrote:
Wow, congrats! You asked for 4,500, but you got 11,000. Now that's sweet! A soft pull is just icing on the cake!

yeah very suprise talked to an easy going CSR i told him what can i do with 500 buy nails he said how much would i like i said 4500 asked me he has to do soft pull came back how about 11k i thought citi hates me

MsLadyRover · ‎01-23-2013

Great increase! You received more than double of what you asked for! Awesome!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

ecalmese · ‎01-20-2014

@mr_postman wrote:
ok so i need a new kitchen so i step out of the garden i know i know applied for the home depot card and was instant approved $500.00 received the card today called the number on the card and requested an increase 500 to 4.5 k came back offered 11.k took less than 2 minutes soft pull!

wow!!!

thats awesome! i will hopefully be in the same situation in about a month. i want to take the same strategy. looking at my current credit scores in my signature do you think i can get a similar outcome?

Started January 2013 in the lower 500s
Scores (as of January 2014) Equifax 630 | Experian 646 | Transunion 674
With the help of you all; I am working my way to the 700 club!

-Wade- · ‎01-20-2014

@mr_postman wrote:
ok so i need a new kitchen so i step out of the garden i know i know applied for the home depot card and was instant approved $500.00 received the card today called the number on the card and requested an increase 500 to 4.5 k came back offered 11.k took less than 2 minutes soft pull!

Big Congrats That's what i'm talking about ...WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

efranklin23 · ‎01-20-2014

@mr_postman wrote:
ok so i need a new kitchen so i step out of the garden i know i know applied for the home depot card and was instant approved $500.00 received the card today called the number on the card and requested an increase 500 to 4.5 k came back offered 11.k took less than 2 minutes soft pull!

I take it you have a nice CS right?

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)