@pizza1Home Credit is the creditor of the card Sprint was promoting as sort of a builder/starter card through them....
(Someone else mentioned the issuing bank)
Looked pretty good as an option but it required Sprint service to app though..... This is the standalone version..
Not the thread i wanted but there was a member who got one and talked about it... @macinjosh
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Home-Credit-Sprint-Visa/td-p/5212473
-J
@Anonymous, as a holder of the Sprint credit card issued by Home Credit, this is a new addition to their product line in the last few months, so I suppose there haven’t been too many people on the list of approvals. As for Home Credit, they’ve been good. I had fraud done to my account, and they quickly cleared the charges and changed my account number.
Along that line they also keep the account open on your credit report and just notify them of account number change, which happened in days.
As far as I know, they have an all US based call center too.
Oh, and congrats on your approval!
@BallBounces wrote:Fascinating, based in the Czech Republic. Looks like they service a Sprint branded Visa as well. I have not yet found any reference to reporting to the 3Bs.
OP, did they perform HP on you? Credit Line? Data Points?
EDIT: This is a Bank of Missouri joint. Also, "Important Information about Credit Reports: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report."
They do report to all 3.
@Anonymous wrote:Thanks macinjosh, do the company report to all the bureaus?
Yes, and they do faithfully every month.
did they show your FICO score on approval or VS3?
