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Homecredit.com credit card approval

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New Contributor

Re: Homecredit.com credit card approval

It's showing both companies.
Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621
Current Score:=08-01-19 EQ: 643 TU: 660 EX: 663
Goal Score:=750
|| Home credit Visa $2.5K || Meineke Car Care $1K || NFCU Cash Rewards $15K || NFCU Amex More Rewards $2K || Merrick DYL $700 || OLLO Rewards $300||Raymour & Flamigan $3.5k
Message 11 of 44
Community Leader
Senior Contributor

Re: Homecredit.com credit card approval

 

@pizza1Home Credit is the creditor of the card Sprint was promoting as sort of a builder/starter card through them.... 

(Someone else mentioned the issuing bank) 

 

Looked pretty good as an option but it required Sprint service to app though..... This is the standalone version.. 

 

Not the thread i wanted but there was a member who got one and talked about it... @macinjosh  

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Home-Credit-Sprint-Visa/td-p/5212473

 

-J

Message 12 of 44
Senior Contributor

Re: Homecredit.com credit card approval

@caseypdogg, as a holder of the Sprint credit card issued by Home Credit, this is a new addition to their product line in the last few months, so I suppose there haven’t been too many people on the list of approvals. As for Home Credit, they’ve been good. I had fraud done to my account, and they quickly cleared the charges and changed my account number.

 

Along that line they also keep the account open on your credit report and just notify them of account number change, which happened in days.

 

As far as I know, they have an all US based call center too.









Message 13 of 44
Senior Contributor

Re: Homecredit.com credit card approval

Oh, and congrats on your approval!









Message 14 of 44
New Contributor

Re: Homecredit.com credit card approval

Thanks macinjosh, do the company report to all the bureaus?

Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621
Current Score:=08-01-19 EQ: 643 TU: 660 EX: 663
Goal Score:=750
|| Home credit Visa $2.5K || Meineke Car Care $1K || NFCU Cash Rewards $15K || NFCU Amex More Rewards $2K || Merrick DYL $700 || OLLO Rewards $300||Raymour & Flamigan $3.5k
Message 15 of 44
Senior Contributor

Re: Homecredit.com credit card approval


@BallBounces wrote:

Fascinating, based in the Czech Republic.  Looks like they service a Sprint branded Visa as well.   I have not yet found any reference to reporting to the 3Bs.  

 

OP, did they perform HP on you?  Credit Line? Data Points?

 

EDIT:  This is a Bank of Missouri joint.  Also, "Important Information about Credit Reports: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report."


They do report to all 3.









Message 16 of 44
Senior Contributor

Re: Homecredit.com credit card approval


@caseypdogg wrote:

Thanks macinjosh, do the company report to all the bureaus?


Yes, and they do faithfully every month.

 

did they show your FICO score on approval or VS3?









Message 17 of 44
Valued Contributor

Re: Homecredit.com credit card approval

Congrats on the approval!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 18 of 44
Super Contributor

Re: Homecredit.com credit card approval

Congrats!

Message 19 of 44
New Contributor

Re: Homecredit.com credit card approval

It was fico on my approval.

Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621
Current Score:=08-01-19 EQ: 643 TU: 660 EX: 663
Goal Score:=750
|| Home credit Visa $2.5K || Meineke Car Care $1K || NFCU Cash Rewards $15K || NFCU Amex More Rewards $2K || Merrick DYL $700 || OLLO Rewards $300||Raymour & Flamigan $3.5k
Message 20 of 44
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