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Homecredit.com credit card approval

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Senior Contributor

Re: Homecredit.com credit card approval


@caseypdogg wrote:

It was fico on my approval.


In February 2018 when I got my Sprint card, they posted VS3 on the approval page.









Message 21 of 44
New Contributor

Re: Homecredit.com credit card approval

Experian sent me an inquiry alert, I think sonce this a regular rewards card and not the Sprint credit card I was given the HP.
Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621
Current Score:=08-01-19 EQ: 643 TU: 660 EX: 663
Goal Score:=750
|| Home credit Visa $2.5K || Meineke Car Care $1K || NFCU Cash Rewards $15K || NFCU Amex More Rewards $2K || Merrick DYL $700 || OLLO Rewards $300||Raymour & Flamigan $3.5k
Message 22 of 44
New Member

Re: Homecredit.com credit card approval

I received this offer in the mail yesterday , 24.99 no annual fee 1% rewards on purchases and 1% when I pay . Never heard of it , so I went checked the site and said ehhh why not . Typed in the pre-approval info and filled the app . Instant approval for 7000 . By far the highest sl I have ever gotten . Hope they are not hard to deal with . I got an Experian alert when it was done . You get access to the card immediately via Apple pay or Google pay . Card comes 7-10 days later .
Message 23 of 44
New Contributor

Re: Homecredit.com credit card approval

**bleep** you got a better SL than me, someone on here who has the Sprint credit card which they also promote told me that the company report's to all bureau's and is pretty good to them.
Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621
Current Score:=08-01-19 EQ: 643 TU: 660 EX: 663
Goal Score:=750
|| Home credit Visa $2.5K || Meineke Car Care $1K || NFCU Cash Rewards $15K || NFCU Amex More Rewards $2K || Merrick DYL $700 || OLLO Rewards $300||Raymour & Flamigan $3.5k
Message 24 of 44
New Member

Re: Homecredit.com credit card approval

Yeah , when I was doing the verification for the online account , the text said sprint visa , and I was all kinds of confused because nothing on the mailer said anything about sprint . After a little more research , I realized they had 2 products . Mine is the visa rewards . Also if anyone is wondering , I have a 687 trans Union according to my discover card . And my speedway MasterCard says I have 676 Experian . Both I think are fico 8 .
Message 25 of 44
Established Contributor

Re: Homecredit.com credit card approval

Congrats OP on your approval and descent SL!!!   Smiley Happy

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Message 26 of 44
Senior Contributor

Re: Homecredit.com credit card approval


@Goos33 wrote:
I received this offer in the mail yesterday , 24.99 no annual fee 1% rewards on purchases and 1% when I pay . Never heard of it , so I went checked the site and said ehhh why not . Typed in the pre-approval info and filled the app . Instant approval for 7000 . By far the highest sl I have ever gotten . Hope they are not hard to deal with . I got an Experian alert when it was done . You get access to the card immediately via Apple pay or Google pay . Card comes 7-10 days later .

@Goos33, congrats on the approval! Now we have 2 people on here who have the non-Sprint Home Credit Visa. Let us know when you get your card if it’s a Visa Signature out of the box. On my Sprint card, they upgraded to a Visa Signature after they upped my credit line to $7,400 from the initial $5,900 I was approved for.









Message 27 of 44
New Member

Re: Homecredit.com credit card approval

I was curious about that if it would be a signature or not . I don't have one with anyone . My HSBC just became a world but not due to the limit , just they made it a world card lol . How did you go abouts getting the cli on your sprint one ? How long did you wait ?
Message 28 of 44
Senior Contributor

Re: Homecredit.com credit card approval


@Goos33 wrote:
I was curious about that if it would be a signature or not . I don't have one with anyone . My HSBC just became a world but not due to the limit , just they made it a world card lol . How did you go abouts getting the cli on your sprint one ? How long did you wait ?

It was only one CLI so far. Got the card February 2018, and got the auto CLI in September 2018. So it was about 7 months.









Message 29 of 44
New Contributor

Re: Homecredit.com credit card approval

Do you use the card often?
Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621
Current Score:=08-01-19 EQ: 643 TU: 660 EX: 663
Goal Score:=750
|| Home credit Visa $2.5K || Meineke Car Care $1K || NFCU Cash Rewards $15K || NFCU Amex More Rewards $2K || Merrick DYL $700 || OLLO Rewards $300||Raymour & Flamigan $3.5k
Message 30 of 44
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