I got a CLI for 4k on my Discover in early October. The credit score card on their site has not updated since October either, but my TU score is a good bit higher both from the last CLI and the initial application, thanks to TU's early exclusion policy. I was thinking of requesting another CLI to bring down my utilization on some balances I'm carrying at the moment that has 0% interest.
Does anyone know how often you can request one from Discover? I don't want to push my luck as they were nice enough to give me a decent limit from the start on this card. Are there any downsides to requesting a CLI and not getting it?
Mod note: I've updated your subject to reflect your CLI approval; feel free to change/edit if you would like. --UB
There is no time limit with Discover, I hit the button once every 30ish days. I don't see a downside with a denial, if it's available they will give it to you, if not just try again next month. From my experience they seem to come in 3's with long droughts in between.
I've received 4,000 every 3 statements so far.
Thanks, I pushed it and they gave me another 1500. That gets me below 8.9% utilization so that is good enough.
Congratulations on your CLI!
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Congrats on that increase!! I've always thought of Discover as a every 3 months type thing for hitting the button. But in the time I have had them, I have not asked every 3 months (stupid me lol). Heck, I think my last try was late Spring.
Grats!
Reading your thread tempted me to try again this statement and had some luck too! So, TY. lol
Congrats on the CLI! I would definitely look into DD (double dip). Call customer service and see what else they can offer (Disco is known to leave some credit on the table).
Call them now and try to double dip, tell CSR you were expecting more and if there is more available, sometimes you will get lucky and double up. If they offer to HP in order to grant more, tell them no thanks.