I got a CLI for 4k on my Discover in early October. The credit score card on their site has not updated since October either, but my TU score is a good bit higher both from the last CLI and the initial application, thanks to TU's early exclusion policy. I was thinking of requesting another CLI to bring down my utilization on some balances I'm carrying at the moment that has 0% interest.
Does anyone know how often you can request one from Discover? I don't want to push my luck as they were nice enough to give me a decent limit from the start on this card. Are there any downsides to requesting a CLI and not getting it?
Mod note: I've updated your subject to reflect your CLI approval; feel free to change/edit if you would like. --UB
Thanks, I pushed it and they gave me another 1500. That gets me below 8.9% utilization so that is good enough.
Congratulations on your CLI!
|Total CL: $314.7k||UTL: 2%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
Reading your thread tempted me to try again this statement and had some luck too! So, TY. lol
Congrats on the CLI!!
I just requested a CLI on my IT card and they only gave me $500 thru the website. Could this be due to carrying a higher balance on that card? It's 0% APR until December 2019.