You are all aware that the upgrade creates a new account on your reports with the starting date of the day you activate and the old account gets closed?
Just checking, some have been fooled by this upgrade. If you don't mind a new account and your old account being closed, no big dea. But if you do mind your AAoA being hit then consider if it is worth it. After all, for those with any other rewards Visa or MC in their wallet, then the Walmart MC doesn't really have any benefits over the store card. I am keeping my store card for the age of it. 1% is all it gets outside of Walmart, almost every other rewards card has at least this if not more. Just sayin.....
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
