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Huge SL X1 Approval for $26k: largest I have ever had!

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HeavyResist
Frequent Contributor

Huge SL X1 Approval for $26k: largest I have ever had!

I'm working through my half formed thoughts as I type this, stoked over my largest SL ever at $26k. Got the invite in March, and it was supposed to expire in April. Used the invite anyway and went through the process.Largest SL I’ve ever had!Largest SL I’ve ever had!

 

app asked for salary, and basic demo info. I had to unlock my EX profile for a soft pull, and connected my main bank account. They say I should have my physical card soon, and I am looking forward to my second metal card.

 

Profile at time of Application:

Income: 98k (wages + rentals)

EX8: 766

Baddies: Bankrupcy Ch7 August 2012 (falls off this year), no collections

Payment history: perfect for 10 years on all accounts. 

Total Available CL: $70.1K

CC Utllization: <4%%

DTI: 16%

AAoA: 7 years 8 Months

AoYA: 3 months

EB5C306E-457E-4640-A467-FE58DF702810.jpeg

 







 
16 REPLIES 16
CreditMagic7
Mega Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

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Message 2 of 17
CYBERSAM
Senior Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

Congrats on your X1 Card approval! Nice SL 🥂🤑👍👍







                
Message 3 of 17
CreditAggie
Community Leader
Super Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

Congratulations on your X1 approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 17
KingRue8500
Senior Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

Congrats on your X1 approval




Message 5 of 17
Elpadrino1
Valued Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

Congratulations on your X1 approval!!

Message 6 of 17
babygirl1256
Senior Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

Congrats on your X1 approval and your whoppin' SL . . . that awesome!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 17
AverageJoesCredit
Legendary Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

Way to go @HeavyResist Smiley Happy. 26k reasons to 😃 

Message 8 of 17
Danmae777
Regular Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

Congratulations on your new approval

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657
Message 9 of 17
HeavyResist
Frequent Contributor

Re: Huge SL X1 Approval for $26k: largest I have ever had!

@CreditMagic7 @Have you seen anything about someone getting a CLI on the x1 card? I can't seem to find many examples of the right strategy to employ.







 
Message 10 of 17
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