Thx everyone. To answer your ? I got the rewards. Was approved for 17.49% (I think the .49 is right... I know it is 17. something)
Was pretty happy with the APR too. I think it ranged from 15-23 variable so 17 isn't bad.
I know they just merged with another bank so maybe the service area will open up for more states soon.
It really is a nice card to have. I'm gonna wait 6 and app for the Low APR card too. I read lots get a 2nd and even a 3rd card with them, and now the CLI policy is soft pulls too which to me makes it even better. I hate HP CLIs. Very lame since they have your report anyway.
Only one card left for me on my wish list. (Until the next one starts getting talked of on here)
Anyway-again thx to everyone.