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I Have Aspirations

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UH_HUH
Valued Contributor

I Have Aspirations

Good morning ladies and gents :-)

 My daughters Mother flys back to Europe today, so I officially have less stress and time to do things that are more fun for only me. Namely credit seeking and going to beer bars :-)

In that theme I signed into MyFico for the first time in two or three weeks.

 I allways go to the Approvals section first, to find out whats going on.

 I was greeted by a barrage of Aspiration approvals.

 So naturally I had to try and get one also ;-)

 Went to the site...tried my normal email adress and it said I was allready registered under that email.

Not wanting to try and figure out the password I used, and being my normal,I want it now self ,I used another email and apped away.

I had spent 10K updating the man cave,new kegmeister,tv etc

and paid the bill immediatly.but I am sure it was not reflected in my credit score yet. Was still only 1-2% uti.

Questions were only adress,DOB,income,length at address and SS#

Did it on my cell phone and it took about 45 seconds to come back

with an approval. It asked me if I wanted to accept it or not.

This seems like this card can get alot of people apping so I will provide data points

Pulled Experian

743 Fico8

57 hp's <old ones are starting to fall off>

DTI 6%

Income reported at 67K

Last approval 2-3 weeks ago 10K CU card

APR was 16%

Lots of new and old credit... 

It was a painless app with no proof of POI DL or anything.

Mothers maiden name I believe was in there.

Thank you to everyone who posted their approvals.

They were all very usefull :-) Hope this post finds everone well :-)

Cheers

20211205_092936.jpg

 

 

Message 1 of 57
56 REPLIES 56
M_Smart007
Legendary Contributor

Re: I Have Aspirations

 

 

@UH_HUH,Super Duper Congratulations.gif on Your Aspiration approval!

 

 

Message 2 of 57
UH_HUH
Valued Contributor

Re: I Have Aspirations


@M_Smart007 wrote:

 

 

@UH_HUH,Super Duper Congratulations.gif on Your Aspiration approval!

 

Thank you kindly Sir :-)

Cheers


 

Message 3 of 57
heeseon
Frequent Contributor

Re: I Have Aspirations

Congratulations

TU789 EQ786 EX791(05/23)
Message 4 of 57
macinjosh
Senior Contributor

Re: I Have Aspirations

Congrats!

 

The offer to accept came before or after the HP?


Samsung Financing TD Bank $3,200


Message 5 of 57
NRB525
Super Contributor

Re: I Have Aspirations

Congrats on your Aspiration card, and ability to aspirate normally now Smiley Happy

Thanks for the data points.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 57
Anonymous
Not applicable

Re: I Have Aspirations

Congrats 

Message 7 of 57
UH_HUH
Valued Contributor

Re: I Have Aspirations


@macinjosh wrote:

Congrats!

 

The offer to accept came before or after the HP?


Morning @macinjosh I think it came after.

Only Chase emailed me letting me know someone pulled my credit.

Usually I am barraged with credit monitoring alerts when I app.

Eating breakfast with my daughter atm

but thanks for the congrats,

hope my answer helped,

Cheers

 

I edited this post to update my response :-)

 

Message 8 of 57
gdale6
Moderator Emeritus

Re: I Have Aspirations

LOL, I love that limit, they just couldnt make it an even 10K.. Grats on your acceptance of it!!

Message 9 of 57
sugarcreek67
Frequent Contributor

Re: I Have Aspirations

Congrats on your approval !


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 10 of 57
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