Re: I NEED TO STOP - myFICO® Forums - 5428764

myFICO® Forums

Get Access Now

Got the pre select email from my main bank (USAA), logged in to app, and actually found the same pre select in product offers. Said screw it since I figured it was all but a guarantee, bada bing bada boom, got a 6k SL with zero apr til Jan 2020. Now I know how I’ll pay the balance of my new fence for my house off.
I really need to garden.

Message 1 of 12

11 REPLIES 11

Uhm, what Card? Congrats

Message 2 of 12

Rate advantage platinum visa.

Message 3 of 12

Congrats on your USAA Rate Advantage !!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

USAA Rate Advantage Visa $20,500 @12.90%

USAA Platinum Visa $16,000 @18.90%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

AMEX HHilton Honors $25,000 @ 11.24%

Message 4 of 12

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 5 of 12

Congrats on your approval !!

Message 6 of 12

Congratulations on your USAA approval!

Message 7 of 12

Congrats on the approval....

The garden is a hard place to stay in even though it’s so beautiful lol

Message 8 of 12

Congrats!!!

Gotta love the Bada Bing Bada Boom move!🤣
Nice SL👍

😊

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge

>

I❤️NY

Message 9 of 12

Well congrats!!! If you're not going to garden, you can at least buy new flowers to put in there!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 10 of 12