@irunfromcredit wrote:So I caved and applied for this card. I actually have the store card (one of the three retail cards I have left) but I kind of had it in my head to downsize my retail cards. So since seeing that the visa version now offers 5% back, I was really tempted to apply. Read a few of the posts, and was going to wait to until my reports update (paid off a BT card that was bringing me to 76% uti on one card). Anyhow, I bit the bullet and applied....I was approved for $5000, 14.74% APR. This is my 6th chase card, not sure if I should be concerned. I know they pulled TU, just got the alert. I think they also pull EXP (they have pulled in the past). Scores are current in my siggy. So, with that, I get to close my Amazon store card now.
Thanks everyone who posted their data points.
Since you caved you may have to change your user name to...iranfromcreditbutnotfastenough
@sarge12 wrote:
@irunfromcredit wrote:So I caved and applied for this card. I actually have the store card (one of the three retail cards I have left) but I kind of had it in my head to downsize my retail cards. So since seeing that the visa version now offers 5% back, I was really tempted to apply. Read a few of the posts, and was going to wait to until my reports update (paid off a BT card that was bringing me to 76% uti on one card). Anyhow, I bit the bullet and applied....I was approved for $5000, 14.74% APR. This is my 6th chase card, not sure if I should be concerned. I know they pulled TU, just got the alert. I think they also pull EXP (they have pulled in the past). Scores are current in my siggy. So, with that, I get to close my Amazon store card now.
Since you caved you may have to change your user name to...iranfromcreditbutnotfastenough
Okay, that's really funny. Congrats on your approval, OP. This sounds like a good card to have!