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I chickened out

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Super Contributor

I chickened out

Today is day 180 and my $6k BCE was eligible for some Amex luven. Considering my TCL is currently at 2x my gross income ( modest gross income ) I hit the love button and asked for $11k.  BAMM  Instant approval  This is now my highest CL I know I left money on the table  Ill make up for it in December when Im eligible again.


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 1 of 13
12 REPLIES 12
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Community Leader
Mega Contributor

Re: I chickened out

Hey instant approval is the best. Congrats and enjoySmiley Happy
Message 2 of 13
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Valued Contributor

Re: I chickened out


@Meanmchine wrote:

Today is day 180 and my $6k BCE was eligible for some Amex luven. Considering my TCL is currently at 2x my gross income ( modest gross income ) I hit the love button and asked for $11k.  BAMM  Instant approval  This is now my highest CL I know I left money on the table  Ill make up for it in December when Im eligible again.


Don't feel bad - you more than doubled the CL on your BCE. I wish I could get CLI's like that! Good work!

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 3 of 13
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Valued Contributor

Re: I chickened out

Congratz on your CLI.

 

No biggie just go to $33k in 181 days Smiley LOL

CU's FTW! Best 3 cards are AOD 3%, USAlliance 3%, and Alliant 2%.
It's sad when the Big Boys can't stack up against CU's!
250k+ CL and climbing.
Plastiq Get 500 FFDs. 1225384 Acorns July 2019 53FTE4
Message 4 of 13
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Valued Contributor

Re: I chickened out

Yup you chickened out plus you didn't take all the money off the table,you left some money on that table.sad..

Message 5 of 13
Established Contributor

Re: I chickened out

Congrats. 

Fell of the wagon -- Gardening starting again 2/25/18- ???
Message 6 of 13
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Valued Member

Re: I chickened out

Nice Amex increase! I'm counting the days till I'm eligible for mine!

Message 7 of 13
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Valued Contributor

Re: I chickened out

Congratulations! This newbie is learning from you all!




Message 8 of 13
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Super Contributor

Re: I chickened out

Yeah I know I messed up peg. On Dec 30th, Ill be able to try this again.  Thanks everyone for the replies


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 9 of 13
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Valued Member

Re: I chickened out

wait, so every 180 days you're eligible for 2x your current credit line??? someone clear this up for me? either way, congrats on your CLI OP, that's awesome. sometimes it feels better to ease into these limits and work at it with time!
Message 10 of 13
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