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I did a thing...2nd NFU card. Approved $1800

newfossil
Valued Contributor

I did a thing...2nd NFU card. Approved $1800

Against great advice here on the forum, I applied for my 2nd NFU card (they advised I wait until my utilization was down much lower. I did not). 

Approved for only $1800, but it will grow. 




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 1 of 25
24 REPLIES 24
AllZero
Super Contributor

Re: Baby did a bad bad thing...

Congratulations on your approval!

Message 2 of 25
newfossil
Valued Contributor

Re: Baby did a bad bad thing...

@AllZero @Thanks!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 3 of 25
babygirl1256
Frequent Contributor

Re: I did a thing...

Congrats on your 2nd NFCU card . . . my lowest limit is my Chase Slate at $300.00 (yes, that's it). I've had it since 2011 and I just won't agree to a HP. Maybe they will increase it one day, if not, I'm good! Keep working on getting your utilization down and your CL will grow.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 04/2021: EQ-781, TU-781, EX-734
Goal FICO 8 Score in 06/2022: EQ-800, TU-800, EX-800
Message 4 of 25
Total80sKid
Valued Contributor

Re: I did a thing...

Congrats on Navy #2!

Message 5 of 25
newfossil
Valued Contributor

Re: I did a thing...


@babygirl1256 wrote:

Congrats on your 2nd NFCU card . . . my lowest limit is my Chase Slate at $300.00 (yes, that's it). I've had it since 2011 and I just won't agree to a HP. Maybe they will increase it one day, if not, I'm good! Keep working on getting your utilization down and your CL will grow.


Thanks! I get the not wanting a HP for cli. I have not asked for an increase on my Home Depot for same reason




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 6 of 25
newfossil
Valued Contributor

Re: I did a thing...

@Total80sKid  Thank you!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 25
rostrow416
Frequent Contributor

Re: I did a thing...

Congrats!  Looks like you're perfectly set up for a 3x CLI in a few months time.  

Amex Gold | Purdue FCU $20,000 | TFCU Plat Visa $12,500 | PenFed Platinum Rewards $10,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $14,000 | Discover IT $3,000 | Merrick Bank $2,700 | Comenity MasterCard $1,180 | Marvel Mastercard $1,200 | Capital One BuyPower $850

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $10,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $3,850 | Kohl's Store Card $2,500

C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶
Message 8 of 25
M_Smart007
Epic Contributor

Re: I did a thing...

Congratulations on your 2nd NFCU approval!

Message 9 of 25
CreditAggie
Senior Contributor

Re: I did a thing...

Congratulations on your second NFCU approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 10 of 25
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