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I did a thing...2nd NFU card. Approved $1800

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newfossil
Valued Contributor

I did a thing...2nd NFU card. Approved $1800

Against great advice here on the forum, I applied for my 2nd NFU card (they advised I wait until my utilization was down much lower. I did not). 

Approved for only $1800, but it will grow. 




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 1 of 25
24 REPLIES 24
AllZero
Mega Contributor

Re: Baby did a bad bad thing...

Congratulations on your approval!

Message 2 of 25
newfossil
Valued Contributor

Re: Baby did a bad bad thing...

@AllZero @Thanks!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 3 of 25
babygirl1256
Senior Contributor

Re: I did a thing...

Congrats on your 2nd NFCU card . . . my lowest limit is my Chase Slate at $300.00 (yes, that's it). I've had it since 2011 and I just won't agree to a HP. Maybe they will increase it one day, if not, I'm good! Keep working on getting your utilization down and your CL will grow.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 25
Total80sKid
Senior Contributor

Re: I did a thing...

Congrats on Navy #2!

Message 5 of 25
newfossil
Valued Contributor

Re: I did a thing...


@babygirl1256 wrote:

Congrats on your 2nd NFCU card . . . my lowest limit is my Chase Slate at $300.00 (yes, that's it). I've had it since 2011 and I just won't agree to a HP. Maybe they will increase it one day, if not, I'm good! Keep working on getting your utilization down and your CL will grow.


Thanks! I get the not wanting a HP for cli. I have not asked for an increase on my Home Depot for same reason




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 6 of 25
newfossil
Valued Contributor

Re: I did a thing...

@Total80sKid  Thank you!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 25
rostrow416
Established Contributor

Re: I did a thing...

Congrats!  Looks like you're perfectly set up for a 3x CLI in a few months time.  

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 8 of 25
M_Smart007
Legendary Contributor

Re: I did a thing...

Congratulations on your 2nd NFCU approval!

Message 9 of 25
CreditAggie
Community Leader
Super Contributor

Re: I did a thing...

Congratulations on your second NFCU approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 25
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