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I feel like crying NFCU wow!!!

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nupey10
Regular Contributor

I feel like crying NFCU wow!!!

MAN!!!!

This has been a long road for me.

3+ years of ignoring or making my problems worse

3 1/2 years of working hard as hell trying to get my stuff together.

I thank you all cause I have read hundreds of post here over the years.

Finally took the plunge into NFCU.  Just applied for the visa plat

 

navy federal.JPG

 

Wish me luck I am not going after CLOC... just to have for emergency purposes

Thanks all!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

*******  Updating in case anyone is interested.  Joining NFCU they pulled my TransU report.  When I applied for the CC and CLOC they pulled EQ. My EQ is 723

Message 1 of 36
35 REPLIES 35
Anonymous
Not applicable

Re: I feel like crying NFCU wow!!!


@nupey10 wrote:

MAN!!!!

This has been a long road for me.

3+ years of ignoring or making my problems worse

3 1/2 years of working hard as hell trying to get my stuff together.

I thank you all cause I have read hundreds of post here over the years.

Finally took the plunge into NFCU.  Just applied for the visa plat

 

navy federal.JPG

 

Wish me luck I am not going after CLOC... just to have for emergency purposes

Thanks all!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


Congrats!!! That's a great CL

Message 2 of 36
Anonymous
Not applicable

Re: I feel like crying NFCU wow!!!

WOW. Major Congrats! Big SL, use it wisely OP.

 

Message 3 of 36
AverageJoesCredit
Legendary Contributor

Re: I feel like crying NFCU wow!!!

Holy Testical Tuesday Batman, thats what a Naval Nuclear Bomb going off looks LikeSmiley Wink. Great job and enjoy not only a stellar limit but a kick butt apr. 2 birds 1 stoneSmiley Happy
Message 4 of 36
cmm89
Frequent Contributor

Re: I feel like crying NFCU wow!!!


@nupey10 wrote:

MAN!!!!

This has been a long road for me.

3+ years of ignoring or making my problems worse

3 1/2 years of working hard as hell trying to get my stuff together.

I thank you all cause I have read hundreds of post here over the years.

Finally took the plunge into NFCU.  Just applied for the visa plat

 

navy federal.JPG

 

Wish me luck I am not going after CLOC... just to have for emergency purposes

Thanks all!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


Congrats, OP!

 

What an awesome interest rate to start, as well. Did you get a 0% introductory offer?

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

Message 5 of 36
nupey10
Regular Contributor

Re: I feel like crying NFCU wow!!!

If/when I get the CLOC and hopefully CLI my AMEX I will garden for a LOOOOOOONG time.  I do believe at some point.... at least for me there can be too much credit at hand and I don't want to get there!

Message 6 of 36
nupey10
Regular Contributor

Re: I feel like crying NFCU wow!!!

cmm89 - they gave me 0% BT for 12 months.... 

... did I thank you all for all your post over the years????

THANK YOU ALL for helping me get here!!

Message 7 of 36
Anonymous
Not applicable

Re: I feel like crying NFCU wow!!!

Congrats 🎈🎉🍾🎊. Hell of a lender. That's a great SL and a better APR. jelly 🍇

Message 8 of 36
simplynoir
Community Leader
Mega Contributor

Re: I feel like crying NFCU wow!!!

Many congrats there!

Message 9 of 36
Total80sKid
Senior Contributor

Re: I feel like crying NFCU wow!!!

Many congrats!

Great SL and beyond excellent APR
Message 10 of 36
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