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I got a SP CLI for CareCredit...

tussking
Established Contributor

I got a SP CLI for CareCredit...

I got a $3k CLI on Sep 21nd and no alert to a HP by Synch ! Just sharing for data points since its known all CLI's for CC are HP's.

Discharged BK7 - 7.16.15
Current Fico8 - (1.30.21) EX - 687/EQ - 687/TU - 687
Total CL - $252,000.
700 Please!
Message 1 of 6
5 REPLIES 5
gdale6
Moderator

Re: I got a SP CLI for CareCredit...

Interesting, grats Smiley Happy
Message 2 of 6
CreditMagic7
Super Contributor

Re: I got a SP CLI for CareCredit...

Looks like you squeaked passed them on that. Smiley Very Happy

 

Nice-Congrats on the new limit!

Message 3 of 6
tussking
Established Contributor

Re: I got a SP CLI for CareCredit...

Interesting part was when I called in I could tell she was new..,I asked about a CLI and she said sure let me look. Then without reading me any disclosures or asking if I'm ok with pulling my credit she says no problem I can move you from 4K to 7k. I said great but is that a HP she said I'm not sure ! Ha ! So if it showed up I was going to call and ask them to remove the HP.
Discharged BK7 - 7.16.15
Current Fico8 - (1.30.21) EX - 687/EQ - 687/TU - 687
Total CL - $252,000.
700 Please!
Message 4 of 6
SouthJamaica
Super Contributor

Re: I got a SP CLI for CareCredit...


@tussking wrote:
Interesting part was when I called in I could tell she was new..,I asked about a CLI and she said sure let me look. Then without reading me any disclosures or asking if I'm ok with pulling my credit she says no problem I can move you from 4K to 7k. I said great but is that a HP she said I'm not sure ! Ha ! So if it showed up I was going to call and ask them to remove the HP.

Sounds kind of hit or miss. Wish these banks would educate their CSR's so they could give us a straight answer.

Message 5 of 6
Kayla325
Regular Contributor

Re: I got a SP CLI for CareCredit...

I got one about 2 weeks ago and the chat rep did not advise me that credit had to be pulled. I have yet to see a new HP on my CR. Maybe, they're doing SP???

Message 6 of 6
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