Congrats on your early graduation! A few people have posted that Discover's policy on secured graduation has changed. They start reviewing accounts after the 7th statement I believe, and then it is possible to graduate, though not guaranteed.
Wow ... I rarely come to this subforum, but glad I did today.
This is very encouraging! My eighth statement cuts in 5 days ... and let me tell you, it would be awesome and extemely handy for this to graduate and to get a nice little CLI too! My average spend is $130, and like the OP, I never carry a balance either, or if I do I PIF before the due date. And my FICO score they provide is 40 points up since I got the card.
My fingers are definitely crossed!
I chatted in on the website this afternoon, and basically asked about the 7 month thing and the rep confirmed that was indeed the case, accounts can be reviewed starting month 7.
Then I asked if she had any idea when/if I could expect mine, and she said she didn't have a date, but that my account would definitely be reviewed.
So my billing period ends tonight, and my statement cuts the 20th ... like I said ... fingers crossed
We're moving in December, so I could use a little CLI boost at the moment.
I'm about to get my fourth statement cut in another week. This is my only card and I'm keeping around 5-25% utilization (Out of $600) at all times. (I've made a handful of mid-month payments to do so.)
I don't even have my FICO score yet, only a couple FAKO's.
Not sure how this compares to others' situations who have graduated before 12 months.