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I have an addiction..Approved for Walmart Mastercard

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New Contributor

I have an addiction..Approved for Walmart Mastercard

I was sitting around the house Saturday evening and decided to apply for a Sam's club card, since I know we'll be needing a membership soon.  Once I realized I didn't have a membership yet, I said let me just go for the Wal Mart card.  Applied and got an instant approval for $1,200.  Called Credit Solutions and got an increase to $6,000.  I then yesterday thought, how about I just pay for my Sam's membership, then apply for the card right after.  I did so, and got the 7-10 day response message.  I'm going to call Credit Solutions in a few minutes.  I seriously have an addiction now, I need to stop smh...

Marvel MasterCard $6000 / Discover It $5100 / Capital One Quicksilver $3000 / Walmart MasterCard $6000 / Barclaycard Rewards MasterCard $1300 / Lowe's $12000 / Sam's $7,000 / Capital One Secured MasterCard $500 (Closing) / Paypal Credit $500

MyFico 08: EQ 681 / TU 699 / EX 704

Message 1 of 13
12 REPLIES 12
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Senior Contributor

Re: I have an addiction..Approved for Walmart Mastercard

Save some for later (bonus on travel cards)


Message 2 of 13
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Community Leader
Senior Contributor

Re: I have an addiction..Approved for Walmart Mastercard

Congrats on the approval.  Chime back in with the results of the Sam's Club MasterCard.  That seems to be one of the harder Sync cards to get...I didn't even try until I was well over 700 on TU.  

Message 3 of 13
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Established Contributor

Re: I have an addiction..Approved for Walmart Mastercard

Congrats on the Wally approval!


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 4 of 13
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Frequent Contributor

Re: I have an addiction..Approved for Walmart Mastercard

I have a few Synchrony Cards, walmart store card, walmart mc, sams club mc and marvels mc. My score was 697tu when i app'd for sams club instore and was worried about getting denied as i was just approved for walmart mc days before. I was immediately approved for $2,300 , took my picture.. ugh... and given a temp card. Called on my way home and was bumped to $8,000. Gonna wait a month or 2 and app for BP MC.

Synchrony has been very good to me, i dont mind the interest rates as i normally pif. For whatever reason they like me as well. I have never been denied apping instore.
7/16 Fico8 - 672eq/707tu/692ex Inq/19tu, 13eq, 11ex bk6/12 / Accts Kohls 1K, Cap1 QS 4.3K, Cap1 QS 3.75K WMSC 6K, CU 3.5K, Bcly 2K, WMMC 8K, Disc 5K, LL Bean 2.5K Blispay 2K, Sam's MC 8K, Marvels MC 8K, Stash Visa 8K, PPMC 6K, Ebates Visa 8K
Message 5 of 13
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New Contributor

Re: I have an addiction..Approved for Walmart Mastercard

So I just called and was approved for $837, but I was given the Store Card.  Turns out that they decide which card to give you, you have no say in which card you get.  I failed to see this: "By applying you agree that, if approved, Synchrony Bank may provide you with a Sam's Club® MasterCard or a Sam's Club® Personal Credit Card."  Not sure what their criteria is, but I def still will call for an increase.  Oh well, my wife shops at Sams religiously so it doesn't hurt.

Marvel MasterCard $6000 / Discover It $5100 / Capital One Quicksilver $3000 / Walmart MasterCard $6000 / Barclaycard Rewards MasterCard $1300 / Lowe's $12000 / Sam's $7,000 / Capital One Secured MasterCard $500 (Closing) / Paypal Credit $500

MyFico 08: EQ 681 / TU 699 / EX 704

Message 6 of 13
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Super Contributor

Re: I have an addiction..Approved for Walmart Mastercard

Congrats on the approval. So I am guessing since you applied, you must have closed on your home?  If so, congrats on your new home and enjoy it.

Message 7 of 13
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Community Leader
Senior Contributor

Re: I have an addiction..Approved for Walmart Mastercard

Congrats on the Sam's Card as well.  I too shop at Sam's Club religously....I'm in there every week.  

Message 8 of 13
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Super Contributor

Re: I have an addiction..Approved for Walmart Mastercard

Congratulations on your approvals.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 9 of 13
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Valued Contributor

Re: I have an addiction..Approved for Walmart Mastercard

Take it from someone who was very recently on the Synchrony train, stop. Save your inquiries. Get the cards you need but don't go overboard, especially on the store cards if you have the choice. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
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