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I hit top end with US bank visa cash+ only $500.

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firefox100
Valued Contributor

I hit top end with US bank visa cash+ only $500.

 

Hi guys just ask for an increase on my US bank visa cash + credit card which stands at limit of 24.5K before I ask for this mew request today on the phone. I gave customer service person my income and some other info. After 30 second guy on phone said we can increase your credit limit by 500 dollars or send it in for review what you like do, I said I will take the 500 increase now. I did want take chance of inquiry so I went for the 500 dollars increase to be on the safe side. Just for more info Last week monday ask increase on my Altitude go which they gave me 5K increase so total credit lines with US bank is stands at 45K. What a nice bank to work with. data income is 85K Trans union fico 8 is 809 as of today.

Message 1 of 14
13 REPLIES 13
M_Smart007
Legendary Contributor

Re: I hit top end with US bank visa cash+ only $500.

Congrats on your $500 US Bank CLI 🤑

Message 2 of 14
cashorcharge
Community Leader
Super Contributor

Re: I hit top end with US bank visa cash+ only $500.

That’s terrific!  Congratulations on your USB approval!! 👏🏼🎉🍾

Message 3 of 14
CreditAggie
Community Leader
Super Contributor

Re: I hit top end with US bank visa cash+ only $500.

Congratulations on your US Bank CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 14
Sub16610
Established Contributor

Re: I hit top end with US bank visa cash+ only $500.

25K is a nice even number, congrats!

Message 5 of 14
ChargedUp
Senior Contributor

Re: I hit top end with US bank visa cash+ only $500.

Congrats on pushing up to a nice round CL!

Message 6 of 14
NRB525
Super Contributor

Re: I hit top end with US bank visa cash+ only $500.

Congrats on the increase. I wonder what a HP would provide. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 14
Total80sKid
Senior Contributor

Re: I hit top end with US bank visa cash+ only $500.

Congrats on your US Bank CLI 👍🏼

Message 8 of 14
Rebuild2019
Valued Contributor

Re: I hit top end with US bank visa cash+ only $500.

Congrats 🎉🎈🎊 on your CLI.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 9 of 14
CreditPacMan
Established Contributor

Re: I hit top end with US bank visa cash+ only $500.

Congrats on the CLI.

If I were you, I would not ask for more. The higher the CL you have, the more scrutiny you will get. 

Current Cards:
Message 10 of 14
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