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I just got approved for the Apple Card

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Member

I just got approved for the Apple Card

Okay, I know a lot of you will laugh at me for the low SL, but as of right now it’s my highest credit limit on any of my 4 cards.

I got approved for $750 SL, at 23.99%

Now before you gasp in horror, this is one of my first cards. I’m not applying for any more until at least mid next year, because I am very happy with my current over all card layout and credit limit ($2,050), and plan on being a responsible card holder on all 4 cards.

That said, I’m hyped as hell.
Old National Bank Secured Visa Platinum (300)
Discover it Student Cash Back (500)
Chase Freedom Student (500)
Apple Credit Card (750)
Total Limit (2,050)
Message 1 of 18
17 REPLIES 17
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Established Contributor

Re: I just got approved for the Apple Card


@Narrator wrote:
Okay, I know a lot of you will laugh at me for the low SL, but as of right now it’s my highest credit limit on any of my 4 cards.

I got approved for $750 SL, at 23.99%

Now before you gasp in horror, this is one of my first cards. I’m not applying for any more until at least mid next year, because I am very happy with my current over all card layout and credit limit ($2,050), and plan on being a responsible card holder on all 4 cards.

That said, I’m hyped as hell.

Congrats. You really should not be using 2000 dollars of credit anyway. People with 15 or 20K credit cards just have the credit sitting there. If someone really using 15 or 20K credit a month then there is seriously something wrong








Shell FCU : 5K, Alliant CU Loan : $35000
Message 2 of 18
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Member

Re: I just got approved for the Apple Card

Oh god no, I’m going to never go anywhere over 9% utilization for at least a year.

I’m just starting out my credit.

Now I know I could probably build it faster without the hard pulls, but the way I see it is that I am using them all responsibly, low utilization, and building my total credit line.

Those points should recover fairly quickly with how I’m managing my credit right now
Old National Bank Secured Visa Platinum (300)
Discover it Student Cash Back (500)
Chase Freedom Student (500)
Apple Credit Card (750)
Total Limit (2,050)
Message 3 of 18
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Super Contributor

Re: I just got approved for the Apple Card

Congratulations on your approval!

We all had to start somewhere. I remember my $300 and $500 SCL and +25% APR fondly.
Message 4 of 18
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Member

Re: I just got approved for the Apple Card

Thank you!

I am just happy I discovered the world of credit card YouTubers and blog posts.

If I hadn’t, not only would I have never known everything I knew about credit cards was wrong, but I would have also never found out about the IT card, or about how more cards is better for your score.

Only $300 of my $2,050 is secured, but I’m a responsible 20 year old who wants to move out some day.
Old National Bank Secured Visa Platinum (300)
Discover it Student Cash Back (500)
Chase Freedom Student (500)
Apple Credit Card (750)
Total Limit (2,050)
Message 5 of 18
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Valued Contributor

Re: I just got approved for the Apple Card

Congrats on a very nice Starter card!

BK7 dc in 01/2011 with FICO8 in the 500s

New cc TLs : 1/6 ; 1/12 ; 2/24
HPs EX 2 EQ 2 TU 1
AAoA 5y4m
UTIL 1% - 3%

$220K+ Total Limits










Message 6 of 18
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Member

Re: I just got approved for the Apple Card

Thank you!
Old National Bank Secured Visa Platinum (300)
Discover it Student Cash Back (500)
Chase Freedom Student (500)
Apple Credit Card (750)
Total Limit (2,050)
Message 7 of 18
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Valued Contributor

Re: I just got approved for the Apple Card

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS @Narrator on your Apple Card approval - a BIG WIN for you, and Welcome Aboard the Apple Card EXPRESS !!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 8 of 18
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Community Leader
Super Contributor

Re: I just got approved for the Apple Card


@Narrator wrote:
Okay, I know a lot of you will laugh at me for the low SL, but as of right now it’s my highest credit limit on any of my 4 cards.

I got approved for $750 SL, at 23.99%

Now before you gasp in horror, this is one of my first cards. I’m not applying for any more until at least mid next year, because I am very happy with my current over all card layout and credit limit ($2,050), and plan on being a responsible card holder on all 4 cards.

That said, I’m hyped as hell.

Hi and welcome to MyFICO

 

You should be excited. This is a well-fitting and welcomed addition to the cards already in your wallet. Congratulations and kudos to you. 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 9 of 18
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Moderator

Re: I just got approved for the Apple Card

Grats and yes head to the garden and let them grow Smiley Happy

Message 10 of 18
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