@sourpuss29 wrote:...and they let me in!
If my lower back wasn't so jacked up, I'd be doing a happy dance right now! 😂
Up until a couple of weeks ago, my plan was to app for the Freedom Unlimited in order to complete my trinity; however, on the very day that I was set to apply, I decided to change course. Since I have no intention of ever having more than three credit cards, it was imperative that I choose wisely to fill the third spot; and after some consideration, I had an inkling that becoming a part of the Amex family would probably tickle my fancy a bit more.
Since I like to read, I settled in and got to work. I ended up doing a deep dive into old threads here on myFico, then perused COUNTLESS Amex cardholder reviews, and ultimately decided that I wanted to add the BCE to my roster. I submitted my info through the prequal link and got a hit for the Cash Magnet; but since the heart wants what the heart wants, I went ahead and applied for the BCE instead.
Based on what I ascertained through my research, I knew that my EX score was where it needed to be; however, I was concerned with how the thinness/newness of my file would be viewed. My EX stats are as follows:Fico 8 - 719
# of inquiries - 3
# of open accounts - 3
Discover it Chrome 0/1250
Quicksilver 40/500
DCU ssl 650/1000
length of history - 10months
When I started my journey in August of last year, my score was only 542. I thought that rebuilding would be a piece of cake, because, with the exception of two medical collections that were outside the SOL and an old Citi account that I was an AU on , I had NOTHING in my files. It hasn't been quite as easy as I thought it would be; and even though I've made a couple of missteps over the past 10 months, I'm pleased with my progress. This approval is definitely the cherry on top, and I'm beyond thrilled to be in with such a prestigious corporation.*side note*I didn't mention my limit because I have no idea what it is. I expected to receive a pop-up of some sort; however, after the screen showing that I had been approved, the only other thing I saw was the option to get my account number and create my online account. Since I'm sleep deprived, I'm wondering if I missed something?
Congrats!
When you set up your online account, the card and the limit should be there.
@sourpuss29 Super Congrats on your Amex approval!!!
Congrats. When you choose to get your card number, it will tell you the credit limit.
BOOM! CONGRATS on your approval!
KNOCK KNOCK KNOCKIN' ON AMEX's DOOORR................................
Congratulations!
Congratulations 🎊 🎉 🎈 🍾
Grats on your Amex approval
@Brian_Earl_Spilner wrote:Congrats. When you choose to get your card number, it will tell you the credit limit.
Amex sent me a "welcome" email, so this is exactly what I did.
My limit is $2000; but since I don't carry balances, I didn't concern myself with what the APR is.