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I'll take it Capital One

Belfanm
Regular Contributor

I'll take it Capital One

I applied for a CLI 4 weeks ago online through Capital One. I called and was told by a specialist that they had up to certain amount of days to review my account. Well today I received a call from the fraud department; approved for 3k raising my Venture to 18k. Not bad for a SP,.especially with Capital One being reserved at times with increases. My Venture is 4 months old.
Exp 745 Trans 738 Eq 760 Gardening since 3/6/2016

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: I'll take it Capital One

Not bad? That is freaking beautiful!!

Enjoy your new high limit!!!

Message 2 of 12
Anonymous
Not applicable

Re: I'll take it Capital One

Congratulations!! Did they say why the fraud dept. had to contact you?

Message 3 of 12
Anonymous
Not applicable

Re: I'll take it Capital One

That's a very generous cli!  My last few have been for a $1K, but I'm always happy to see them.  Enjoy your awesome CL! Smiley Very Happy

Message 4 of 12
Belfanm
Regular Contributor

Re: I'll take it Capital One

Yes, i was told by fraud department that by law they have to verify my identity due to the credit protection service I have with all 3 credit bureaus. It was a soft pull, so I am wondering why this verification was needed.
Exp 745 Trans 738 Eq 760 Gardening since 3/6/2016

Message 5 of 12
Anonymous
Not applicable

Re: I'll take it Capital One


@Belfanm wrote:
Yes, i was told by fraud department that by law they have to verify my identity due to the credit protection service I have with all 3 credit bureaus. It was a soft pull, so I am wondering why this verification was needed.

Ok that makes sense - thanks for the info! Smiley Happy

Message 6 of 12
Anonymous
Not applicable

Re: I'll take it Capital One

Congrats!

Message 7 of 12
RonM21
Valued Contributor

Re: I'll take it Capital One

Congrats on the increase!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 12
dodgerslv
Valued Contributor

Re: I'll take it Capital One

Very nice SP CLI!
gardening since 5/21/2016
Message 9 of 12
Anonymous
Not applicable

Re: I'll take it Capital One

Congrats!  Enjoy the new limit. $3k on a sp is good Smiley Happy

Message 10 of 12
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