I just closed on my house on the 27th and, as a congratulatory gift to myself (as if the house wasn't enough), I decided to app for 3 cards I've wanted for a while now. At first I couldn't apply because of my credit, then because of the pending mortage application.
American Express Platinum - After getting back in Amex's good graces a little over eight months ago, I already had the Everyday card which had just recently bumped my limit up to $27,000 (I have another post about how it got that high after starting out at $1,000). I've always wanted the platinum card and had gotten a solicitation from them to apply for it. I called them and got approved right away!
Citi Diamond Preferred - I decided to app for this card online afer going to their preselector site and got approved for $9,000. I was hoping for a little more, but I'll take it as a starting limit. I could have pressed my luck by calling the recon, but I was happy with that. I have a Macy's Amex that is owned by Citi and they have been pretty generous with my increases there, so I don't think I will have a hard time growing this limit.
Chase Freedom - They (along with Citi) had turned me down previously, so I was really happy to get this one in my stable. They also gave me a $9,000 credit limit.
Between closing on my house and snagging these cards, I haven't stopped smiling for 2 days. #Winning
Current - FICO 3/2019: EX(753); EQ(763); TU(749)
Beginning - FICO 7/2014: EX(630); EQ(608); TU(581)
Credit: Wells Fargo Home Projects Charge Card ($7,800); Wells Fargo Home Rebate Visa ($4,000); Capital One Quicksilver ($10,000); Capital One Venture ($6,000); Discover it ($7,900); Macy's ($20,000); BrandsMart ($4,000); Banana Republic ($1,200); Lowes ($12,000); Amex Everyday ($30,000); Macy's Amex ($15,000); Amex Platinum (NPSL); Citi Diamond Preferred ($9,000); Chase Freedom ($9,000); Wells Fargo Outdoor Solutions ($10,000); SunTrust HELOC ($25,000)
Score: F8 EQ 609, EX 597, TU 614 (1/17) Current Score: F8 EQ 701, EX 714, TU 689 (12/18)
