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I'm a Very Bad Gardener!!! -- 2 New CC Approvals

Auto Loans for ANY Credit Situation. Immediate Response.
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Senior Contributor

Re: I'm a Very Bad Gardener!!! -- 2 New CC Approvals

Congrats on both approvals and very nice SLs !!!!You want to go black bear breakfast

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 11 of 17
Valued Contributor

Re: I'm a Very Bad Gardener!!! -- 2 New CC Approvals

Great job! Congratulations.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (01/18/2020): FICO 08 EXP: 744; TU: 748; EQ: 748
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 12 of 17
Senior Contributor

Re: I'm a Very Bad Gardener!!! -- 2 New CC Approvals

Two great SLs - congratulations! Closing the CreditOne card was a great decision.

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 13 of 17
Valued Contributor

Re: I'm a Very Bad Gardener!!! -- 2 New CC Approvals

Congrats on the approvals but more importantly rebounding from your divorce and looking ahead at buying a home.
Message 14 of 17
Established Member

Re: I'm a Very Bad Gardener!!! -- 2 New CC Approvals

You are doing amazing so far!! Congrats!! Smiley Happy






BK7 Filed 5/31/2017, Discharge 10/2017
Alabama Credit Union Auto Loan 1/27/2017 kept after BK7 $14k to payoff
Discover secured $200 3/13/2018 - Now $1500CL Unsecured as of 10/30/2018.
Overstock $250CL 5/24/2018 Increased to $1050CL 11/4/18
Credit One $500 CL 8/22/2018
CapitalOne Platinum $1000 11/4/2018
Target 11/4/18
Time to garden for a bit
Message 15 of 17
Valued Contributor

Re: I'm a Very Bad Gardener!!! -- 2 New CC Approvals



Congratulations! You are a good gardener, you just harvested your crops early. The proof is in the pudding. Now it is time to close the gate and pick up your spade and grow your credit. Again, congrats!



















Your FICO credit scores are not just numbers, it’s a skill.

Message 16 of 17
Regular Contributor

Re: I'm a Very Bad Gardener!!! -- 2 New CC Approvals

Congratulations! I do have the Citi AA MileUp but is a sock drawer with only $3100 as CL

Amex Gold: No pre-set spending limit

Chase Sapphire Reserve: 10k

Amazon Prime Store Credit Card: 4k

Citi American Airlines MileUp: 3.1k

Capital One Quicksilver One: 2.5k

Capital One SavorOne: 2k

Discover it Miles: 1.5k

AAdvantage Aviator Red: 3k

Chase Sapphire Preferred: 800

EX: 690 | EQ: 680 | TU: 677
Message 17 of 17
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