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I'm scared..

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CreditMagic7
Mega Contributor

Re: I'm scared..


@FixMyCredit1992 wrote:
Il post a pic of the flyer when it come the rep did say MasterCard

Smiley Surprised That is awesome ! Smiley Very Happy

You have to be excited!!

It very well could have turned out the exact opposite. This credit game can be nerve wrecking at times.

 

 

Message 51 of 109
wmweeza
Established Contributor

Re: I'm scared..

I can't read these messages any more.

Real or not, actually applying or just talk, I cannot read about someone continually shooting themselves in the foot and then asking us if he should shoot himself in his other foot.The good part is that I don't have to read it.

I wish you well


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 52 of 109
baller4life
Super Contributor

Re: I'm scared..


@wmweeza wrote:

I can't read these messages any more.

Real or not, actually applying or just talk, I cannot read about someone continually shooting themselves in the foot and then asking us if he should shoot himself in his other foot.The good part is that I don't have to read it.

I wish you well


I second that!

Message 53 of 109
CreditMagic7
Mega Contributor

Re: I'm scared..

FixYourCredit1992, were you actually serious when questioning about Barclay's a page ago or so Smiley Very Happy

Message 54 of 109
Creditaddict
Legendary Contributor

Re: I'm scared..

since others did not say I say NO BARCLAY... and stop at 3 new Syncron cards and keep them and keep util down for 4 months and ask for your CLI and then at 6 months you could apply to barclay and put yourself in probably a very good position to be approved for them

Message 55 of 109
FixMyCredit1992
Established Contributor

Re: I'm scared..

Are there any other mc/ visa branded sync cards ?
Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626



Message 56 of 109
CreditMagic7
Mega Contributor

Re: I'm scared..


@FixMyCredit1992 wrote:
Are there any other mc/ visa branded sync cards ?

No.

Message 57 of 109
Creditaddict
Legendary Contributor

Re: I'm scared..


@FixMyCredit1992 wrote:
Are there any other mc/ visa branded sync cards ?

i know the approvals are super exciting after a line of denials but syncron in my experience will only approve so many apps in a row and then they want to see some history before approving more accounts... you need to stop so these new accounts can be a positive not more negative.

Message 58 of 109
FixMyCredit1992
Established Contributor

Re: I'm scared..

Well I forgot about the often not mentioned Barclay's animal...the apple store visa.

 

Might as well app for stuff on the same day so the INQ's are not spread out.

 

I'm glad I did not just take a drink of soda, or it would of ended up all over the keyboard.

 

APPROVED

 

$1,200!!!

Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626



Message 59 of 109
FixMyCredit1992
Established Contributor

Re: I'm scared..

Well I guess I at least have my foot in the door with Barclays. The shot me down on the rewards-average credit.

 

BTW..a little back story.

 

Yes, I DO have a high amount of INQ's on EX and EQ. That is why I am 100% gardening for those two. At least 6 months, if not longer.

 

I am now set on credit. So I am going back to the TU garden.

 

I plan on working on my current balances, and letting my accounts age. I'm hoping in about 6-8 months, I can get a CC from the bank I want, such as Chase, Discover or Citi. 

 

These new accounts will help to lower my current UTL, as well.

 

Here are the results of today's app spree (including the mini one from last week).

 

Credit One CL $300

QVC CL $800

Walmart CL $400

Amazon Store Card CL $600

Barclay's Apple Visa: $1,200 

 

Total of new limits: $3,300

 

Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626



Message 60 of 109
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