A lot of banks do it when you have what they consider "sketchy things" happening to your profile. Things like applying for too much credit, like multiple inquiries in a short period of time or multiple new accounts. Or something that looks like fraud and etc. Some companies will Balance chance, reducing your credit limit each time you make a payment.....some just lower your limit in general, other banks, like Citi simply closed all 5 of my cards with them, while commenity bank only closed my visa card but left my store cards open. Each bank is different.
ETFCU Auto Loan - NFCU CLOC $15k
In My Wallet:
NFCU Flagship Visa $17k ETFCU Prim Plus MC $5k NFCU More Rewards Amex $3k Amex Marriot Business Bonvoy $3k DiscoverIT $2.2 Amex Hilton Honors $1k
Amazon Corporate $4.5k Fuleman Fleet $1.2k BP Business Solutions $1.2k Staples $1k Office Depot $1k Quill $0.1k Uline $0.1k
CapOne QS1 $1.55k Merrick Bank $1.4k Amex Delta Blue $1k USAA Classic Amex $0.5k CarCare $0.5k PayPal MC $0.3k Target $0.3k
Best Buy Visa $4k (AA) Sportsman Guide Visa $2.5 (AA) Citi AAdvantage $2.5k (AA) Mattress Firm $1.5k (Closed for no activity) Finger Hut $1k (Closed for no activity) Home Depot $0.5k (AA) Shell Gas $0.5k (AA) CapOne Platinum $0.7k (Combined into QS1) Credit One MC $0.45k (Closed) Credit One Visa $0.8k (Closed) First Premier Visa $0.7k (Closed) Indigo $0.3k (Closed) Avant $0.3k (Closed)