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I'm worried. Approved ETFCU?

idolimage
Regular Contributor

Re: I'm worried. Approved ETFCU?

Adverse Action

A lot of banks do it when you have what they consider "sketchy things" happening to your profile. Things like applying for too much credit, like multiple inquiries in a short period of time or multiple new accounts. Or something that looks like fraud and etc. Some companies will Balance chance, reducing your credit limit each time you make a payment.....some just lower your limit in general, other banks, like Citi simply closed all 5 of my cards with them, while commenity bank only closed my visa card but left my store cards open. Each bank is different.
ETFCU Auto Loan - NFCU CLOC $15k

In My Wallet:

NFCU Flagship Visa $17k
ETFCU Prim Plus MC $5k
NFCU More Rewards Amex $3k
Amex Marriot Business Bonvoy $3k
DiscoverIT $2.2
Amex Hilton Honors $1k

Dresser Wallet:

Wayfair $9k
JC Penny $6k
Walmart $3k
Zales $2.45
Belk $1.5k

Business Accounts:

Amazon Corporate $4.5k
Fuleman Fleet $1.2k
BP Business Solutions $1.2k
Staples $1k
Office Depot $1k
Quill $0.1k
Uline $0.1k

Sock Drawer:

CapOne QS1 $1.55k
Merrick Bank $1.4k
Amex Delta Blue $1k
USAA Classic Amex $0.5k
CarCare $0.5k
PayPal MC $0.3k
Target $0.3k

RIP:

Best Buy Visa $4k (AA)
Sportsman Guide Visa $2.5 (AA)
Citi AAdvantage $2.5k (AA)
Mattress Firm $1.5k (Closed for no activity)
Finger Hut $1k (Closed for no activity)
Home Depot $0.5k (AA)
Shell Gas $0.5k (AA)
CapOne Platinum $0.7k (Combined into QS1)
Credit One MC $0.45k (Closed)
Credit One Visa $0.8k (Closed)
First Premier Visa $0.7k (Closed)
Indigo $0.3k (Closed)
Avant $0.3k (Closed)
Message 11 of 12
itduzz
New Contributor

Re: I'm worried. Approved ETFCU?

Do you know why citi did AA to you? 

Message 12 of 12
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