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I need to stop 😂 Another one.

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Anonymous
Not applicable

Re: I need to stop 😂 Another one.

Congrats on your Target Redcard approval!

Message 11 of 23
Iusedtolurk
Established Contributor

Re: I need to stop 😂 Another one.


@Anonymous wrote:

I applied for a Target card after looking at  a post on here. I got the red card with a $300 limit. So now I have 5 cards. Quicksilver, Quicksilver One, Target Red, Walmart , and Opensky. 


Congrats on the new card! Some people stop at 3 or 4 and then some don't stop after 50. It's always a good feeling when you app and it comes up, "You're Approved" and who doesn't like a good feeling.

Message 12 of 23
KJinNC
Valued Contributor

Re: I need to stop 😂 Another one.

Congrats!

 

There are pros and cons to adding more cards and I don't think we can give blanket advice on whether you should or should not stop without knowing more about your profile and goals. However, I think if you wait a few months before your next application and give your current cards time to build a little positive history, you'll be able to get a new "level" of card. JMO, good luck!



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 13 of 23
Gotham-
Frequent Contributor

Re: I need to stop 😂 Another one.

Congratulations on the Approvals 🎉🎊
2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800

Take the myFICO Fitness Challenge

Message 14 of 23
coreyb80
Super Contributor

Re: I need to stop 😂 Another one.

Congrats on the approval!

Message 15 of 23
Openwater
Established Contributor

Re: I need to stop 😂 Another one.

Congrats on the approval. There is always something to buy at Target. LOL




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 16 of 23
Meanmchine
Super Contributor

Re: I need to stop 😂 Another one.

Congrats on your new Target card

 

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 17 of 23
Anonymous
Not applicable

Re: I need to stop 😂 Another one.

Yea @KJinNC  I'm stopping for now.  I definitely want to get better cards.  I'm just going to build my limits on all these cards.

Message 18 of 23
Iusedtolurk
Established Contributor

Re: I need to stop 😂 Another one.


@Anonymous wrote:

Yea @KJinNC  I'm stopping for now.  I definitely want to get better cards.  I'm just going to build my limits on all these cards.


Sounds like a good plan. You have enough cards right now to help your credit score as they age and the cli build your limits.

 

A important variable in reaching higher scores is definitely Credit Age.

Message 19 of 23
PlatoPuss
Established Member

Re: I need to stop 😂 Another one.

Congratulations on the approval! Smiley Happy

Current Cards:

Goal Cards

Message 20 of 23
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