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I think I just got approved for the wrong card

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Poppa
Established Contributor

I think I just got approved for the wrong card

I just bought a house and after over a year in the garden DW and I finally busted out. She got the US Bank Cash+ and Discover NHL cards. I got a new Discover it. Closed one a year ago for not growing. A Lowe's card and the Ducks Unlimited card for 5% cashback on gas and sporting goods stores. There were 2 different cards though and I didn't realize it. One is the 5% rewards card and the other is just a 0% for 12 months card. I called first bank and they said they think I will have to reapply for the one I want. I have to call tomorrow though to find out for sure because it's too early to be in the system or something. Think there is a chance they will just switch it over to the card I wanted? 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: I think I just got approved for the wrong card

Yup! I've had it happen congrats. Smiley Very Happy

Message 2 of 7
Poppa
Established Contributor

Re: I think I just got approved for the wrong card

You had them switch it to the other card?
FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 3 of 7
Poppa
Established Contributor

Re: I think I just got approved for the wrong card

I called today and they confirmed I got the rewards card with the 5% gas! That completes our 5% card collection, untill the next thing comes along. Our app spree went well. Limits not quite what we expected but not terrible. Here are the cards with the SL's:

 

Discover it $5,000

Lowe's $1,236

Ducks Unlimited  $4,500

 

US Bank Cash+ $5,000

Discover NHL $5,500

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 4 of 7
Anonymous
Not applicable

Re: I think I just got approved for the wrong card

Poppa ... great gardening Smiley Happy You earned your way to the card herd you wanted!!! Enjoy your new life.
Message 5 of 7
Poppa
Established Contributor

Re: I think I just got approved for the wrong card

Thanks! So much to do now! 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 6 of 7
AverageJoesCredit
Legendary Contributor

Re: I think I just got approved for the wrong card

Everbody lets call hum BUG POPPASmiley Happy Enjoy your new home, your scores are scorediculous and if you can please post your Discover data points on your closed and new one in apps. I started a thread for all of us 2 cards Discover cards holders or wanna be's. Thanks Poppa , congrats to DW tooSmiley Happy
Message 7 of 7
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