I think it's time for the garden

[Anonymous]

5 week spree:

Chase Freedom - Approved

One week later:
Capital One Quicksilver - Approved
Discover It - Approved

2 or more weeks after:
Citi Double Cash - Approved
Amex Blue Cash Preferred - Approved (Yes!!!!)

Good stopping point, but Chase Sapphire Preferred - Rejected

4 days later Capital One Venture - Rejected, considering calling Executive Office for a recon, but otherwise I'm done for a couple years. Got the cards I want now and more than exceeded expectations. Gardening is such sweet sorrow, would really like one good travel card, but just not worth all the hits or more than 2 failed apps.

[Anonymous]

congrats!

btw look up chase '5/24 rule'. might be a useful info if you wanna app more (esp. chase cards) in the future.

[Anonymous]

Good decision... You have had a good run.  Congrats on the approvals..

[Anonymous]

wow, that's awesome!

I just got Quicksilver and DC myself... I wanted a Discover and Amex as well but I don't know how that would reflect on my credit score... are sprees like that hurtful to the credit score?

If you don't mind sharing, could you please tell us/me if your score changed significantly after all this?

[Anonymous]

I was 681 equifax, 654 transunion and 688 experian for fico 8 scores.

Prior to this, I only had a secured cap one and a credit union unsecured with low limits and a jcpenney that I app'd for in November. I have not seen those scores change yet and I think they only reflect the Chase Inquiries, Discover It, and Capital One. My credit karma fako scores have tanked 11 points on Transunion and 8 points on whatever the second one they use is and they still have me around 710.

[Anonymous]

I'm glad that the Freedom was the first on the list and I'll definitely be waiting 2 years now.

[Anonymous]

How much did the Amex BCP give you for starting limit

[Anonymous]

Only 2k.

Freedom 3k
Discover It 5k
Quicksilver 10k
Citi DC 1.5k
Amex BCP 2k

A bit low but I'm fine with it.

[Anonymous]

congrats. yeah gardening will do you justice. i recommend at least 9-12 months (or until you're around 700) if you want a good travel card. it gives you plenty of time to research it and find the best one for you. btw the venture isn't a good "travel card". just FYI

[Anonymous]

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@Anonymous wrote:
Only 2k.

Freedom 3k
Discover It 5k
Quicksilver 10k
Citi DC 1.5k
Amex BCP 2k

A bit low but I'm fine with it.

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Those are all great cards. Congrats.